VNEUTRAL

V Current Ratio Analysis

1.09x

Higher than 62% of Financial Services sector peers

Updated 168h ago·SEC filings & market data

Key Takeaway

Visa's current ratio of 1.09x means it has $1.09 in current assets—like cash and receivables—for every $1.00 of short-term liabilities, indicating a comfortable ability to cover debts due within a year.

Sector Performance

62th percentile

V

1.09x

Sector Median

0.79x

Sector Avg

4.50x

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Deep Analysis

Visa's current ratio of 1.09x means it has $1.09 in current assets—like cash and receivables—for every $1.00 of short-term liabilities, indicating a comfortable ability to cover debts due within a year.

This ratio stands above the Financial Services sector median of 0.79x, placing Visa in the 62nd percentile among its peers. The year-over-year and quarter-over-quarter changes are not available, so no trend direction can be determined from the single data point. Without a trend, the level alone suggests lower short-term liquidity risk compared to the typical sector peer. Because no historical movement is present, the metric neither introduces additional risk nor signals an emerging opportunity beyond what the current level already shows. This single high current ratio aligns with the overall NEUTRAL verdict—it reflects stable liquidity but does not indicate a compelling reason to buy or sell.

Frequently Asked Questions

What does the Current Ratio tell investors about V?

Measures short-term financial health. A ratio above 1.5 is generally healthy; below 1.0 may indicate liquidity stress.

How is the Current Ratio calculated?

Current Ratio is calculated as: Current Assets / Current Liabilities.

How does V's Current Ratio compare to its sector?

V's Current Ratio of 1.09x compares to a Financial Services sector median of 0.79x, placing it in the 62th percentile.

Who are V's closest peers by Current Ratio?

The closest Financial Services peers by Current Ratio include: NAVI (0.75x), AMP (0.70x), SPGI (0.68x), ACGL (0.68x), JPM (0.62x).

The Formula

Current Assets / Current Liabilities

Why It Matters

Measures short-term financial health. A ratio above 1.5 is generally healthy; below 1.0 may indicate liquidity stress.

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V

1.09x

Sector Median

0.79x

Sector Avg

4.50x

How V's Current Ratio compares to sector peers.

Not financial advice. Research tool only. Data may be delayed.