NUNEUTRAL

Current Ratio

0.83x

Higher than 51% of Financial Services sector peers

Updated 1254h ago

Sector Performance

51th percentile

NU

0.83x

Sector Median

0.79x

Sector Avg

4.50x

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Deep Analysis

The current ratio of 0.83x means Nu Holdings has 83 cents in current assets for every $1 of current liabilities, a measure of short-term liquidity.

At 0.83x, Nu sits slightly above the Financial Services sector median of 0.79x and ranks in the 51st percentile among peers, indicating a typical liquidity position relative to the sector. No historical trend data is available — year-over-year and quarter-over-quarter changes are both marked N/A, so the direction of movement cannot be assessed. Without a trend, the level alone suggests a moderate liquidity risk, common in financial firms that operate with lower current ratios due to deposit and lending structures. This metric supports the overall BULLISH verdict: while the ratio is below 1.0x, it is in line with sector norms and does not signal acute distress.

Frequently Asked Questions

What does the Current Ratio tell investors about NU?

Measures short-term financial health. A ratio above 1.5 is generally healthy; below 1.0 may indicate liquidity stress.

How is the Current Ratio calculated?

Current Ratio is calculated as: Current Assets / Current Liabilities.

How does NU's Current Ratio compare to its sector?

NU's Current Ratio of 0.83x compares to a Financial Services sector median of 0.79x, placing it in the 51th percentile.

Who are NU's closest peers by Current Ratio?

The closest Financial Services peers by Current Ratio include: NAVI (0.75x), AMP (0.70x), SPGI (0.68x), ACGL (0.68x), JPM (0.62x).

The Formula

Current Assets / Current Liabilities

Why It Matters

Measures short-term financial health. A ratio above 1.5 is generally healthy; below 1.0 may indicate liquidity stress.

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NU

0.83x

Sector Median

0.79x

Sector Avg

4.50x

How NU's Current Ratio compares to sector peers.

Not financial advice. Research tool only. Data may be delayed.