NAVICAUTIOUS

Current Ratio

0.75x

Higher than 49% of Financial Services sector peers

Updated 1542h ago

Sector Performance

49th percentile

NAVI

0.75x

Sector Median

0.79x

Sector Avg

4.50x

📊

Deep Analysis

Navient Corporation’s current ratio of 0.75x means the company has $0.75 in short-term assets for every $1.00 of short-term liabilities, indicating it may struggle to cover debts due within a year.

This value sits slightly below the sector median of 0.79x, placing Navient in the 49th percentile among Financial Services peers—meaning roughly half of comparable companies have a higher ratio. No trend data is available: the year-over-year and quarter-over-quarter changes are both listed as N/A, and only one historical value exists. Without a trend, the investment implication rests largely on the level alone—at 0.75x, the ratio is below 1.0x, which typically signals elevated short-term liquidity risk. This metric contradicts a bullish outlook and directly supports the CAUTIOUS verdict, as the low current ratio suggests a weaker liquidity position relative to the sector median.

Frequently Asked Questions

What does the Current Ratio tell investors about NAVI?

Measures short-term financial health. A ratio above 1.5 is generally healthy; below 1.0 may indicate liquidity stress.

How is the Current Ratio calculated?

Current Ratio is calculated as: Current Assets / Current Liabilities.

How does NAVI's Current Ratio compare to its sector?

NAVI's Current Ratio of 0.75x compares to a Financial Services sector median of 0.79x, placing it in the 49th percentile.

Who are NAVI's closest peers by Current Ratio?

The closest Financial Services peers by Current Ratio include: NU (0.83x), AMP (0.70x), SPGI (0.68x), ACGL (0.68x), JPM (0.62x).

The Formula

Current Assets / Current Liabilities

Why It Matters

Measures short-term financial health. A ratio above 1.5 is generally healthy; below 1.0 may indicate liquidity stress.

Advertisement

Master NAVI's Valuation

Get the complete institutional research report covering all fundamental and technical metrics.

View full NAVI research report

Free account — no credit card

NAVI

0.75x

Sector Median

0.79x

Sector Avg

4.50x

How NAVI's Current Ratio compares to sector peers.

Not financial advice. Research tool only. Data may be delayed.