Current Ratio
Higher than 49% of Financial Services sector peers
Updated 1542h ago
Sector Performance
49th percentileNAVI
0.75x
Sector Median
0.79x
Sector Avg
4.50x
Deep Analysis
Navient Corporation’s current ratio of 0.75x means the company has $0.75 in short-term assets for every $1.00 of short-term liabilities, indicating it may struggle to cover debts due within a year.
This value sits slightly below the sector median of 0.79x, placing Navient in the 49th percentile among Financial Services peers—meaning roughly half of comparable companies have a higher ratio. No trend data is available: the year-over-year and quarter-over-quarter changes are both listed as N/A, and only one historical value exists. Without a trend, the investment implication rests largely on the level alone—at 0.75x, the ratio is below 1.0x, which typically signals elevated short-term liquidity risk. This metric contradicts a bullish outlook and directly supports the CAUTIOUS verdict, as the low current ratio suggests a weaker liquidity position relative to the sector median.
Frequently Asked Questions
What does the Current Ratio tell investors about NAVI?
Measures short-term financial health. A ratio above 1.5 is generally healthy; below 1.0 may indicate liquidity stress.
How is the Current Ratio calculated?
Current Ratio is calculated as: Current Assets / Current Liabilities.
How does NAVI's Current Ratio compare to its sector?
NAVI's Current Ratio of 0.75x compares to a Financial Services sector median of 0.79x, placing it in the 49th percentile.
Who are NAVI's closest peers by Current Ratio?
The closest Financial Services peers by Current Ratio include: NU (0.83x), AMP (0.70x), SPGI (0.68x), ACGL (0.68x), JPM (0.62x).
The Formula
Current Assets / Current Liabilities
Why It Matters
Measures short-term financial health. A ratio above 1.5 is generally healthy; below 1.0 may indicate liquidity stress.
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0.75x
Sector Median
0.79x
Sector Avg
4.50x
How NAVI's Current Ratio compares to sector peers.
Also Analyze
Not financial advice. Research tool only. Data may be delayed.