VNEUTRAL

V Quick Ratio Analysis

0.50x

Higher than 58% of Financial Services sector peers

Updated 273h ago·SEC filings & market data

Key Takeaway

Visa's quick ratio of 0.50x means it holds $0.50 in liquid assets—cash, marketable securities, and receivables—for every $1 of current liabilities due within a year.

Sector Performance

58th percentile

0.50x

Sector Median

0.41x

Sector Avg

3.94x

Prior Period

0.54x(Jul 2026)

↓ Declining

📊

Deep Analysis

Visa's quick ratio of 0.50x means it holds $0.50 in liquid assets—cash, marketable securities, and receivables—for every $1 of current liabilities due within a year.

This is above the sector median of 0.44x, placing Visa in the 56th percentile among financial services peers. The year-over-year change is N/A, while the quarter-over-quarter change is -7.4%, with historical values of 0.50x and 0.54x (most recent first). The level remains above the median, but the recent decline signals that liquidity is tightening after a prior quarter. That combination suggests a moderate near-term risk, as the buffer is adequate yet shrinking. This metric does not contradict the overall NEUTRAL verdict, since it reflects neither a major liquidity strength nor a pressing shortfall.

Frequently Asked Questions

What does the Quick Ratio tell investors about V?

A strict liquidity test. Values below 1.0 suggest a company may struggle to cover short-term obligations without selling inventory.

How is the Quick Ratio calculated?

Quick Ratio is calculated as: (Cash + Receivables) / Current Liabilities.

How does V's Quick Ratio compare to its sector?

V's Quick Ratio of 0.50x compares to a Financial Services sector median of 0.41x, placing it in the 58th percentile.

Who are V's closest peers by Quick Ratio?

The closest Financial Services peers by Quick Ratio include: PFG (0.44x), RJF (0.37x), NAVI (0.45x), PNC (0.35x), COF (0.35x).

📚

Learn More About Quick Ratio

Why Working Capital Management Matters More Than You Think

Working capital is more than current assets minus liabilities. Learn why working capital matters for liquidity, efficiency, and competitive advantage, with real data from AMZN, COST, HD, and XOM.

The Formula

(Cash + Receivables) / Current Liabilities

Why It Matters

A strict liquidity test. Values below 1.0 suggest a company may struggle to cover short-term obligations without selling inventory.