JPMCAUTIOUS

Current Ratio

0.62x

Higher than 38% of Financial Services sector peers

Updated 1924h ago

Sector Performance

38th percentile

JPM

0.62x

Sector Median

0.79x

Sector Avg

4.50x

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Deep Analysis

JPMorgan's current ratio of 0.62x means the company holds only $0.62 in short-term assets for every $1.00 of short-term liabilities, indicating a potential liquidity risk under standard industrial analysis.

Among Financial Services peers, this is below the sector median of 0.79x and places JPM at the 38th percentile, meaning 62% of sector peers have a higher current ratio. No trend data is available: the year-over-year change, quarter-over-quarter change, and historical values over the last eight quarters are all listed as N/A. Without a trend direction, it is impossible to assess whether the ratio is improving or deteriorating, making the investment implication less clear than if a trend existed. For a large, systemically important bank like JPMorgan, the current ratio is less critical because its business model relies on deposit funding and regulatory liquidity buffers rather than traditional current-asset coverage. This metric alone does not contradict the overall NEUTRAL verdict, as the low ratio is consistent with the sector’s pattern for major banks and does not introduce a distinct risk or opportunity beyond the existing neutral assessment.

Frequently Asked Questions

What does the Current Ratio tell investors about JPM?

Measures short-term financial health. A ratio above 1.5 is generally healthy; below 1.0 may indicate liquidity stress.

How is the Current Ratio calculated?

Current Ratio is calculated as: Current Assets / Current Liabilities.

How does JPM's Current Ratio compare to its sector?

JPM's Current Ratio of 0.62x compares to a Financial Services sector median of 0.79x, placing it in the 38th percentile.

Who are JPM's closest peers by Current Ratio?

The closest Financial Services peers by Current Ratio include: NU (0.83x), NAVI (0.75x), AMP (0.70x), SPGI (0.68x), ACGL (0.68x).

The Formula

Current Assets / Current Liabilities

Why It Matters

Measures short-term financial health. A ratio above 1.5 is generally healthy; below 1.0 may indicate liquidity stress.

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JPM

0.62x

Sector Median

0.79x

Sector Avg

4.50x

How JPM's Current Ratio compares to sector peers.

Not financial advice. Research tool only. Data may be delayed.