Apple Inc.AAPL
NMS • Technology
$308.63
P/E
37.23
PEG
1.92
FCF Yield
2.2%
Rev Growth YoY
+16.6% YoY
Gross Margin
49.3%
Health Score
8/10
D/E Ratio
0.80
Confidence
MEDIUM
Business Snapshot
Apple Inc. designs, manufactures, and markets consumer electronics including the iPhone, iPad, Mac, and wearables, along with services such as the App Store, iCloud, and Apple Music. The company operates in the global consumer electronics industry, where it holds a dominant position as the most valuable publicly traded company worldwide. As a mega-cap with a market capitalisation of $4.53 trillion and trailing twelve-month revenue of $451.44 billion, Apple's financial scale is unparalleled in its sector. A defining characteristic is its deeply integrated ecosystem of hardware, software, and services, which drives strong customer loyalty and recurring revenue streams through high switching costs.
Financial Health
Gross margin improved year-over-year to 49.3% from 48.2%, while net margin stands at a robust 27.2%, reflecting strong pricing power and operational efficiency. The balance sheet is healthy with a debt-to-equity ratio of 0.8x and a current ratio of 1.07x, indicating adequate short-term liquidity and manageable leverage...
Risk Assessment
- VALUATION — P/E of 37.23x exceeds the sector average of 35x, while Price/Sales of 10.04x and Price/Book of 42.51x reflect an elevated market premium.
- REVENUE DECELERATION — While year-over-year revenue grew 16.6%, the sequential quarterly decline of 22.7% signals seasonal demand volatility that could amplify if consumer spending weakens.
- INSIDER SELLING — Over the last 90 days, there were 5 insider sells and 0 insider buys, a net selling pattern that may indicate a lack of conviction at current price levels.
- VALUATION DIVERGENCE — The Python DCF estimate of $204.12 is materially below the current price of $308.63, suggesting potential overvaluation; no FMP DCF estimate is available to cross-validate the range.
- TECHNICALS — RSI, MACD, and moving average data unavailable for this period; momentum cannot be independently confirmed.
- 52-WEEK POSITION — The current price of $308.63 is near the top of the 52-week range of $201.50 to $317.40, leaving limited upside to the recent high and increasing vulnerability to a pullback....
Gross margin improved year-over-year to 49.3% from 48.2%, while net margin stands at a robust 27.2%, reflecting strong pricing power and operational efficiency. The balance sheet is healthy with a debt-to-equity ratio of 0.8x and a current ratio of 1.07x, indicating adequate short-term liquidity and manageable leverage. Free cash flow was $98.77 billion for the trailing twelve months, translating to a FCF yield of 2.2%, demonstrating significant cash-generation capability. This cash flow supports Apple's ability to return capital through dividends and buybacks while funding ongoing investment in research and development. Overall, Apple's financial health is very strong, providing a solid foundation for sustained reinvestment and shareholder returns.
- VALUATION — P/E of 37.23x exceeds the sector average of 35x, while Price/Sales of 10.04x and Price/Book of 42.51x reflect an elevated market premium. - REVENUE DECELERATION — While year-over-year revenue grew 16.6%, the sequential quarterly decline of 22.7% signals seasonal demand volatility that could amplify if consumer spending weakens. - INSIDER SELLING — Over the last 90 days, there were 5 insider sells and 0 insider buys, a net selling pattern that may indicate a lack of conviction at current price levels. - VALUATION DIVERGENCE — The Python DCF estimate of $204.12 is materially below the current price of $308.63, suggesting potential overvaluation; no FMP DCF estimate is available to cross-validate the range. - TECHNICALS — RSI, MACD, and moving average data unavailable for this period; momentum cannot be independently confirmed. - 52-WEEK POSITION — The current price of $308.63 is near the top of the 52-week range of $201.50 to $317.40, leaving limited upside to the recent high and increasing vulnerability to a pullback.
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