Data last refreshed 1 hour ago

SOFI

NEUTRAL

$16.47

P/E

37.43

PEG

0.06

FCF Yield

Rev Growth YoY

+20552.8% YoY

Gross Margin

Health Score

4/10

D/E Ratio

0.17

Confidence

LOW


Business Snapshot

The company's core business and market position are not detailed in the provided data. Financial data reveals a loss-making entity with a net margin of -19.8% and a high price-to-earnings multiple of 37.43x. The balance sheet is conservatively financed with a debt/equity ratio of 0.17x. Return on equity stands at 6.2%, indicating modest earnings relative to shareholder equity. Earnings have beaten analyst estimates in 3 of the last 4 quarters, suggesting some predictability despite negative profitability.

Financial Health

Gross margin is not reported, making revenue quality assessment impossible. The net margin of -19.8% indicates ongoing operating losses...

Risk Assessment

  • VALUATION — P/E of 37.43x is 70% above the sector average of 22x, leaving limited room for earnings disappointment.
  • DATA QUALITY — Both revenue growth (20,552.8%) and earnings growth (592.0%) are flagged as potentially distorted, undermining the reliability of growth analysis.
  • EARNINGS QUALITY — Despite 3 out of 4 quarterly earnings beats, the absence of audited revenue and net income figures limits confidence in reported profitability.
  • TECHNICALS — RSI, MACD, and moving average data unavailable for this period; momentum cannot be independently confirmed.
  • FCF / CASH BURN — Free cash flow is not reported, and the negative net margin of -19.8% implies ongoing cash consumption without a clear offset....
Last updated 1 hours ago · Data sourced from FMP & Finnhub · Not financial advice