AJGNEUTRAL

AJG Debt-to-Equity Ratio Analysis

0.05x

Higher than 0% of Financial Services sector peers

Updated 2017h ago·SEC filings & market data

Key Takeaway

Arthur J.

Sector Performance

0th percentile

AJG

0.05x

Sector Median

0.69x

Sector Avg

1.57x

Prior Period

0.60x(Apr 2026)

↑ Improving

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Deep Analysis

Arthur J.

Gallagher & Co.’s debt-to-equity ratio of 0.05x means the company uses very little debt compared to its shareholders’ equity, indicating a conservative financing approach with low financial leverage. This ratio sits well below the sector median of 0.43x, placing the company in the 0th percentile among Financial Services peers — the lowest debt usage in the peer group. The metric has been stable over the last eight quarters, with a year-over-year change of +0.0% and a quarter-over-quarter change of +0.0%, showing no movement in either direction. The combination of a very low, unchanging debt level implies minimal financial risk from leverage but also limited opportunity to amplify returns through borrowed capital. This stable, low-leverage profile supports the overall NEUTRAL verdict: it provides a safety cushion but does not drive outperformance or signal aggressive growth.

Frequently Asked Questions

What does the Debt-to-Equity Ratio tell investors about AJG?

Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.

How is the Debt-to-Equity Ratio calculated?

Debt-to-Equity Ratio is calculated as: Total Debt / Shareholders' Equity.

How does AJG's Debt-to-Equity Ratio compare to its sector?

AJG's Debt-to-Equity Ratio of 0.05x compares to a Financial Services sector median of 0.69x, placing it in the 0th percentile.

Who are AJG's closest peers by Debt-to-Equity Ratio?

The closest Financial Services peers by Debt-to-Equity Ratio include: V (0.67x), SCHW (0.67x), PRU (0.72x), COIN (0.58x), SPGI (0.43x).

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Learn More About Debt-to-Equity Ratio

How to Spot a Debt Problem Before It Hits the Stock Price

Learn how to spot a debt problem in stocks using D/E, interest coverage, and net debt/EBITDA ratios. Real examples from META and MSFT, plus danger thresholds you need to know.

Debt/Equity Ratio: How Much Debt Is Too Much?

The debt to equity ratio explained: why context, interest coverage, and sector norms matter far more than the raw number when assessing debt risk.

The Formula

Total Debt / Shareholders' Equity

Why It Matters

Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.