PFGNEUTRAL

PFG Debt-to-Equity Ratio Analysis

0.36x

Higher than 40% of Financial Services sector peers

Updated 11h ago·SEC filings & market data

Key Takeaway

The debt-to-equity ratio compares a company’s total debt to its shareholders’ equity, so PFG’s 0.36x means it carries $0.36 of debt for every $1.00 of equity — a low-leverage position.

Sector Performance

40th percentile

PFG

0.36x

Sector Median

0.46x

Sector Avg

0.94x

Prior Period

0.33x(Jul 2026)

↓ Declining

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Deep Analysis

The debt-to-equity ratio compares a company’s total debt to its shareholders’ equity, so PFG’s 0.36x means it carries $0.36 of debt for every $1.00 of equity — a low-leverage position.

That reading sits below the sector median of 0.52x and places PFG at the 42nd percentile among Financial Services peers, indicating most competitors carry proportionally more debt. The trend is not available, because the year-over-year change is N/A and the quarter-over-quarter change is N/A, leaving only the current snapshot of 0.36x. A low ratio with no trend data suggests limited near-term solvency pressure but offers no evidence of whether leverage is rising or falling. For investment risk, this level implies a conservative balance sheet that can absorb downturns, though the missing trend prevents any judgment on momentum. This metric supports the overall NEUTRAL verdict by confirming a stable financial base without signaling either a cheap valuation or a catalyst for outperformance.

Frequently Asked Questions

What does the Debt-to-Equity Ratio tell investors about PFG?

Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.

How is the Debt-to-Equity Ratio calculated?

Debt-to-Equity Ratio is calculated as: Total Debt / Shareholders' Equity.

How does PFG's Debt-to-Equity Ratio compare to its sector?

PFG's Debt-to-Equity Ratio of 0.36x compares to a Financial Services sector median of 0.46x, placing it in the 40th percentile.

Who are PFG's closest peers by Debt-to-Equity Ratio?

The closest Financial Services peers by Debt-to-Equity Ratio include: HSBC (0.52x), AIZ (0.38x), AMP (0.53x), RJF (0.35x), AFL (0.35x).

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Learn More About Debt-to-Equity Ratio

How to Spot a Debt Problem Before It Hits the Stock Price

Learn how to spot a debt problem in stocks using D/E, interest coverage, and net debt/EBITDA ratios. Real examples from META and MSFT, plus danger thresholds you need to know.

Debt/Equity Ratio: How Much Debt Is Too Much?

The debt to equity ratio explained: why context, interest coverage, and sector norms matter far more than the raw number when assessing debt risk.

The Formula

Total Debt / Shareholders' Equity

Why It Matters

Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.