Debt-to-Equity Ratio
Higher than 23% of Financial Services sector peers
Updated 1440h ago
Sector Performance
23th percentilePFG
0.33x
Sector Median
0.71x
Sector Avg
1.60x
Deep Analysis
Principal Financial Group's debt-to-equity ratio of 0.33x means the company uses $0.33 of debt for every $1.00 of shareholders' equity, indicating a conservative capital structure with low financial leverage.
This ratio sits well below the financial services sector median of 0.63x and places PFG in the 23rd percentile among peers, meaning it carries less debt than most comparable firms. Trend data for this metric is not available, with the year-over-year and quarter-over-quarter changes both reported as N/A, so no directional insight can be drawn. The combination of a low debt level and the absence of trend information suggests limited immediate risk from leverage but also offers no evidence of improving or deteriorating financial discipline. This metric supports the overall NEUTRAL verdict: the low debt-to-equity is a positive factor, yet without a trend to confirm stability or change, it does not tilt the assessment toward bullish or bearish.
Frequently Asked Questions
What does the Debt-to-Equity Ratio tell investors about PFG?
Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.
How is the Debt-to-Equity Ratio calculated?
Debt-to-Equity Ratio is calculated as: Total Debt / Shareholders' Equity.
How does PFG's Debt-to-Equity Ratio compare to its sector?
PFG's Debt-to-Equity Ratio of 0.33x compares to a Financial Services sector median of 0.71x, placing it in the 23th percentile.
Who are PFG's closest peers by Debt-to-Equity Ratio?
The closest Financial Services peers by Debt-to-Equity Ratio include: SCHW (0.67x), IBN (0.61x), COIN (0.59x), AMP (0.53x), HSBC (0.52x).
The Formula
Total Debt / Shareholders' Equity
Why It Matters
Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.
Master PFG's Valuation
Get the complete institutional research report covering all fundamental and technical metrics.
View full PFG research report →PFG
0.33x
Sector Median
0.71x
Sector Avg
1.60x
How PFG's Debt-to-Equity Ratio compares to sector peers.
Also Analyze
Not financial advice. Research tool only. Data may be delayed.