RF Debt-to-Equity Ratio Analysis
Higher than 48% of Financial Services sector peers
Updated 151h ago·SEC filings & market data
Key Takeaway
Regions Financial Corporation’s debt-to-equity ratio of 0.27x means the company uses $0.27 of debt for every $1.00 of shareholder equity—a lower number indicates less reliance on borrowed money and generally lower financial risk.
Sector Performance
48th percentileRF
0.39x
Sector Median
0.46x
Sector Avg
0.94x
Prior Period
0.27x(Jul 2026)
Deep Analysis
Regions Financial Corporation’s debt-to-equity ratio of 0.27x means the company uses $0.27 of debt for every $1.00 of shareholder equity—a lower number indicates less reliance on borrowed money and generally lower financial risk.
Compared to its Financial Services sector peers, this ratio is well below the sector median of 0.69x, placing Regions in the 21th percentile, meaning it carries less debt than about 79% of similar companies. The year-over-year change and quarter-over-quarter change are both listed as N/A, and the trend direction over the last eight quarters is also N/A, so no recent movement in this metric is available to evaluate. The combination of a low debt-to-equity level and no trend data suggests a stable, conservative capital structure, which limits downside risk from leverage but also offers no indication of improving or deteriorating financial flexibility. This metric supports the overall NEUTRAL verdict because the low leverage aligns with a safe risk profile, but without a clear trend or other catalysts, it does not push the stock toward a bullish or bearish assessment.
Frequently Asked Questions
What does the Debt-to-Equity Ratio tell investors about RF?
Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.
How is the Debt-to-Equity Ratio calculated?
Debt-to-Equity Ratio is calculated as: Total Debt / Shareholders' Equity.
How does RF's Debt-to-Equity Ratio compare to its sector?
RF's Debt-to-Equity Ratio of 0.39x compares to a Financial Services sector median of 0.46x, placing it in the 48th percentile.
Who are RF's closest peers by Debt-to-Equity Ratio?
The closest Financial Services peers by Debt-to-Equity Ratio include: HSBC (0.52x), AIZ (0.38x), AMP (0.53x), RJF (0.35x), AFL (0.35x).
Learn More About Debt-to-Equity Ratio
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Debt/Equity Ratio: How Much Debt Is Too Much?
The debt to equity ratio explained: why context, interest coverage, and sector norms matter far more than the raw number when assessing debt risk.
The Formula
Total Debt / Shareholders' Equity
Why It Matters
Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.
Master RF's Valuation
Get the complete institutional research report covering all fundamental and technical metrics.
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0.39x
Sector Median
0.46x
Sector Avg
0.94x
How RF's Debt-to-Equity Ratio compares to sector peers.
Also Analyze
Not financial advice. Research tool only. Data may be delayed.