RFNEUTRAL

Debt-to-Equity Ratio

0.27x

Higher than 21% of Financial Services sector peers

Updated 150h ago

Sector Performance

21th percentile

RF

0.27x

Sector Median

0.69x

Sector Avg

1.57x

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Deep Analysis

Regions Financial Corporation’s debt-to-equity ratio of 0.27x means the company uses $0.27 of debt for every $1.00 of shareholder equity—a lower number indicates less reliance on borrowed money and generally lower financial risk.

Compared to its Financial Services sector peers, this ratio is well below the sector median of 0.69x, placing Regions in the 21th percentile, meaning it carries less debt than about 79% of similar companies. The year-over-year change and quarter-over-quarter change are both listed as N/A, and the trend direction over the last eight quarters is also N/A, so no recent movement in this metric is available to evaluate. The combination of a low debt-to-equity level and no trend data suggests a stable, conservative capital structure, which limits downside risk from leverage but also offers no indication of improving or deteriorating financial flexibility. This metric supports the overall NEUTRAL verdict because the low leverage aligns with a safe risk profile, but without a clear trend or other catalysts, it does not push the stock toward a bullish or bearish assessment.

Frequently Asked Questions

What does the Debt-to-Equity Ratio tell investors about RF?

Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.

How is the Debt-to-Equity Ratio calculated?

Debt-to-Equity Ratio is calculated as: Total Debt / Shareholders' Equity.

How does RF's Debt-to-Equity Ratio compare to its sector?

RF's Debt-to-Equity Ratio of 0.27x compares to a Financial Services sector median of 0.69x, placing it in the 21th percentile.

Who are RF's closest peers by Debt-to-Equity Ratio?

The closest Financial Services peers by Debt-to-Equity Ratio include: V (0.67x), PRU (0.72x), COIN (0.58x), GOLD (0.84x), COF (0.46x).

The Formula

Total Debt / Shareholders' Equity

Why It Matters

Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.

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RF

0.27x

Sector Median

0.69x

Sector Avg

1.57x

How RF's Debt-to-Equity Ratio compares to sector peers.

Not financial advice. Research tool only. Data may be delayed.