AJGNEUTRAL

AJG Quick Ratio Analysis

0.19x

Higher than 18% of Financial Services sector peers

Updated 2985h ago·SEC filings & market data

Key Takeaway

With a quick ratio of 0.19x, Arthur J.

Sector Performance

18th percentile

AJG

0.19x

Sector Median

0.41x

Sector Avg

3.94x

Prior Period

0.20x(Apr 2026)

↓ Declining

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Deep Analysis

With a quick ratio of 0.19x, Arthur J.

Gallagher has only $0.19 of liquid assets (cash and receivables) for every $1 of short-term liabilities, indicating very low near-term liquidity. This sits well below the Financial Services sector median of 0.60x and places the company in the 13th percentile among peers, meaning 87% of competitors have stronger quick ratios. The trend data for this metric is not available — the year-over-year and quarter-over-quarter changes are both listed as N/A, and no historical values beyond the current figure are provided. Because the level is already critically low and there is no trend information to assess improvement or deterioration, the risk lies in the company’s limited ability to cover immediate obligations without selling inventory or raising capital. This low liquidity position contradicts the overall NEUTRAL verdict, as it introduces a specific vulnerability that would typically warrant a more cautious stance.

Frequently Asked Questions

What does the Quick Ratio tell investors about AJG?

A strict liquidity test. Values below 1.0 suggest a company may struggle to cover short-term obligations without selling inventory.

How is the Quick Ratio calculated?

Quick Ratio is calculated as: (Cash + Receivables) / Current Liabilities.

How does AJG's Quick Ratio compare to its sector?

AJG's Quick Ratio of 0.19x compares to a Financial Services sector median of 0.41x, placing it in the 18th percentile.

Who are AJG's closest peers by Quick Ratio?

The closest Financial Services peers by Quick Ratio include: PFG (0.44x), RJF (0.37x), NAVI (0.45x), PNC (0.35x), COF (0.35x).

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Learn More About Quick Ratio

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Working capital is more than current assets minus liabilities. Learn why working capital matters for liquidity, efficiency, and competitive advantage, with real data from AMZN, COST, HD, and XOM.

The Formula

(Cash + Receivables) / Current Liabilities

Why It Matters

A strict liquidity test. Values below 1.0 suggest a company may struggle to cover short-term obligations without selling inventory.