JPMorgan Chase & Co.JPM
NYQ • Financial Services
$331.28
P/E
14.17
PEG
0.34
FCF Yield
-16.8%
Rev Growth YoY
+17.8% YoY
Gross Margin
—
Health Score
6/10
D/E Ratio
1.42
Confidence
MEDIUM
Business Snapshot
JPMorgan Chase & Co. is a diversified global banking franchise operating across consumer banking, corporate and investment banking, commercial lending, and asset and wealth management. It competes in the highly regulated, capital-intensive banking sector, where scale, deposit funding, and regulatory capital strength are the primary competitive levers, and it sits among the largest and most systemically important institutions in that market. With a market capitalisation of $880.60B, it is firmly large-cap, and it generated TTM revenue of $194.91B and TTM net income of $65.07B. The defining characteristic is its diversified earnings base across lending, trading, and advisory, which smooths results relative to more narrowly focused banks, though it also means the balance sheet is enormous and sensitive to interest rates and credit conditions.
Financial Health
Gross margin is not reported for this bank, but net margin (TTM) stands at 33.3%, a strong profitability level that reflects the earnings power of a diversified lending and trading franchise. The balance sheet carries a debt/equity ratio of 1.42x, which is manageable for a bank of this scale, and return on equity of 17.8% indicates efficient use of shareholder capital...
Risk Assessment
- CASH BURN — Free cash flow of $-147,782,000,000 — note this figure may be distorted or reflect a data error — and an FCF yield of -16.8% represent a deeply negative cash position at scale.
- EARNINGS QUALITY — The company beat estimates in 4 of 4 recent quarters, which supports rather than undermines guidance credibility, but the 41.2% earnings growth rate running far ahead of 17.8% revenue growth warrants scrutiny for sustainability.
- DEBT / LIQUIDITY — Debt/equity of 1.42x is manageable for a diversified bank, but the current ratio is not reported, limiting visibility on short-term liquidity.
- 52-WEEK POSITION — At $331.28, the price sits below the midpoint of the 52-week range ($366.50 high / $279.10 low, midpoint $322.80 is actually below current price, so the stock is above its midpoint but still 9.6% below the 52-week high of $366.50).
- TECHNICALS — RSI, MACD, and moving average data unavailable for this period; momentum cannot be independently confirmed.
- INSIDER ACTIVITY — Insiders recorded 0 buys versus 2 sells over the last 90 days, a net selling signal that bears watching....
Gross margin is not reported for this bank, but net margin (TTM) stands at 33.3%, a strong profitability level that reflects the earnings power of a diversified lending and trading franchise. The balance sheet carries a debt/equity ratio of 1.42x, which is manageable for a bank of this scale, and return on equity of 17.8% indicates efficient use of shareholder capital. The critical caveat is free cash flow of $-147,782,000,000 — note this figure may be distorted or reflect a data error, and it is deeply negative at scale, representing a significant cash burn that warrants prominent flagging. On that reported basis, FCF yield is -16.8%, which would suggest the company is consuming rather than generating cash, a striking contradiction against $65.07B of TTM net income. Overall, the profitability and capital metrics look healthy, but the reported cash flow figure is the single largest question mark and limits confidence in the financial health picture.
- CASH BURN — Free cash flow of $-147,782,000,000 — note this figure may be distorted or reflect a data error — and an FCF yield of -16.8% represent a deeply negative cash position at scale. - EARNINGS QUALITY — The company beat estimates in 4 of 4 recent quarters, which supports rather than undermines guidance credibility, but the 41.2% earnings growth rate running far ahead of 17.8% revenue growth warrants scrutiny for sustainability. - DEBT / LIQUIDITY — Debt/equity of 1.42x is manageable for a diversified bank, but the current ratio is not reported, limiting visibility on short-term liquidity. - 52-WEEK POSITION — At $331.28, the price sits below the midpoint of the 52-week range ($366.50 high / $279.10 low, midpoint $322.80 is actually below current price, so the stock is above its midpoint but still 9.6% below the 52-week high of $366.50). - TECHNICALS — RSI, MACD, and moving average data unavailable for this period; momentum cannot be independently confirmed. - INSIDER ACTIVITY — Insiders recorded 0 buys versus 2 sells over the last 90 days, a net selling signal that bears watching.
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