SOFICAUTIOUS

SOFI Gross Margin Analysis

77.5%

Higher than 61% of Financial Services sector peers

Updated 2032h ago·SEC filings & market data

Key Takeaway

SoFi Technologies, Inc.

Sector Performance

61th percentile

SOFI

77.5%

Sector Median

68.5%

Sector Avg

67.7%

Prior Period

87.9%(Apr 2026)

↓ Declining

📊

Deep Analysis

SoFi Technologies, Inc. (SOFI) has a Gross Margin of 77.5% as of May 2026.

This places SOFI in the 61th percentile of the Financial Services sector, which has a median Gross Margin of 68.5% and a sector average of 67.7%. SOFI's Gross Margin is 13.1% above the sector median. In context: Gross margin reveals pricing power and cost structure. Software companies often sustain 70–80%; manufacturers typically 30–50%. Expansion is a bullish signal.

Frequently Asked Questions

What does the Gross Margin tell investors about SOFI?

Gross margin reveals pricing power and cost structure. Software companies often sustain 70–80%; manufacturers typically 30–50%. Expansion is a bullish signal.

How is the Gross Margin calculated?

Gross Margin is calculated as: Gross Profit / Revenue.

How does SOFI's Gross Margin compare to its sector?

SOFI's Gross Margin of 77.5% compares to a Financial Services sector median of 68.5%, placing it in the 61th percentile.

Who are SOFI's closest peers by Gross Margin?

The closest Financial Services peers by Gross Margin include: SLM (68.5%), COIN (69.7%), SPGI (70.4%), JPM (64.3%), HDB (58.4%).

📚

Learn More About Gross Margin

Gross Margin vs Net Margin: Why the Gap Between Them Tells You Everything

Gross margin vs net margin: learn what the spread between them reveals about operating leverage, cost structure, and early warning signs in any stock.

The Formula

Gross Profit / Revenue

Why It Matters

Gross margin reveals pricing power and cost structure. Software companies often sustain 70–80%; manufacturers typically 30–50%. Expansion is a bullish signal.