SOFICAUTIOUS

SOFI Revenue Growth (YoY) Analysis

42.5%

Higher than 92% of Financial Services sector peers

Updated 363h ago·SEC filings & market data

Key Takeaway

Revenue Growth (YoY) measures how much a company’s revenue increased compared with the same quarter a year ago; SoFi’s 42.5% means it generated 42.5% more revenue than in that prior-year period.

Sector Performance

92th percentile

SOFI

42.5%

Sector Median

9.7%

Sector Avg

20.4%

Prior Period

42.6%(Aug 2026)

→ Stable

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Deep Analysis

Revenue Growth (YoY) measures how much a company’s revenue increased compared with the same quarter a year ago; SoFi’s 42.5% means it generated 42.5% more revenue than in that prior-year period.

That level is far above the sector median of 9.0%, placing SoFi in the 92nd percentile among Financial Services peers. The trend direction is N/A because only two historical values are provided, and the year-over-year change is N/A; quarter-over-quarter, however, revenue growth slipped from 42.6% to 42.5%, a -0.2% change. The high growth rate suggests strong current demand, while the lack of a longer trend and the slight quarterly decline leave future momentum unproven. This combination argues for opportunity but also for caution, since one high reading with a small dip is not enough to confirm durability. This metric supports the overall CAUTIOUS verdict because the revenue level is strong but the trend evidence is incomplete and slightly softening.

Frequently Asked Questions

What does the Revenue Growth (YoY) tell investors about SOFI?

Year-over-year revenue acceleration is one of the strongest signals of business momentum. Sustained >15% growth is rare and typically re-rated by the market.

How is the Revenue Growth (YoY) calculated?

Revenue Growth (YoY) is calculated as: (Revenue_t - Revenue_t-4) / Revenue_t-4.

How does SOFI's Revenue Growth (YoY) compare to its sector?

SOFI's Revenue Growth (YoY) of 42.5% compares to a Financial Services sector median of 9.7%, placing it in the 92th percentile.

Who are SOFI's closest peers by Revenue Growth (YoY)?

The closest Financial Services peers by Revenue Growth (YoY) include: AMP (9.0%), SPGI (10.4%), AIZ (11.3%), BAC (7.2%), PFG (6.4%).

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Learn More About Revenue Growth (YoY)

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Learn how to analyze revenue growth beyond the headline number. Master absolute vs percentage, YoY vs QoQ, and sustainable growth with real examples from NVDA, GOOGL, and MDB.

The Formula

(Revenue_t - Revenue_t-4) / Revenue_t-4

Why It Matters

Year-over-year revenue acceleration is one of the strongest signals of business momentum. Sustained >15% growth is rare and typically re-rated by the market.