SOFICAUTIOUS

SOFI Revenue Growth (YoY) Analysis

42.6%

Higher than 93% of Financial Services sector peers

Updated 208h ago·SEC filings & market data

Key Takeaway

SoFi Technologies, Inc.

Sector Performance

93th percentile

SOFI

42.6%

Sector Median

9.9%

Sector Avg

15.8%

Prior Period

35.8%(May 2026)

↑ Improving

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Deep Analysis

SoFi Technologies, Inc. reported year-over-year (YoY) revenue growth of 42.6%, meaning its revenue for the most recent quarter was 42.6% higher than the same quarter one year earlier.

This rate far exceeds the Financial Services sector median of 9.9%, placing the company in the 92nd percentile among its sector peers — only about 8% of peers have higher growth. However, there is no historical data to assess a trend: the year-over-year change and quarter-over-quarter change are both listed as not applicable, and no prior eight-quarter values are available. Without a trend, the combination of a very high current growth rate and no trajectory data implies a strong current performance but leaves the direction of future movement unknown, creating a mixed picture for risk or opportunity. This metric directly contradicts the platform’s overall CAUTIOUS verdict, because a revenue growth rate that high and far above the sector median typically signals strong demand and business expansion, not a reason for caution.

Frequently Asked Questions

What does the Revenue Growth (YoY) tell investors about SOFI?

Year-over-year revenue acceleration is one of the strongest signals of business momentum. Sustained >15% growth is rare and typically re-rated by the market.

How is the Revenue Growth (YoY) calculated?

Revenue Growth (YoY) is calculated as: (Revenue_t - Revenue_t-4) / Revenue_t-4.

How does SOFI's Revenue Growth (YoY) compare to its sector?

SOFI's Revenue Growth (YoY) of 42.6% compares to a Financial Services sector median of 9.9%, placing it in the 93th percentile.

Who are SOFI's closest peers by Revenue Growth (YoY)?

The closest Financial Services peers by Revenue Growth (YoY) include: JPM (9.9%), AXP (11.4%), HSBC (7.8%), RJF (13.3%), BX (6.2%).

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Learn More About Revenue Growth (YoY)

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Learn how to analyze revenue growth beyond the headline number. Master absolute vs percentage, YoY vs QoQ, and sustainable growth with real examples from NVDA, GOOGL, and MDB.

The Formula

(Revenue_t - Revenue_t-4) / Revenue_t-4

Why It Matters

Year-over-year revenue acceleration is one of the strongest signals of business momentum. Sustained >15% growth is rare and typically re-rated by the market.