PEG Ratio
Higher than 50% of Financial Services sector peers
Updated 31h ago
Sector Performance
50th percentileSOFI
0.28x
Sector Median
0.28x
Sector Avg
2.10x
Deep Analysis
A PEG ratio of 0.28x means SoFi’s stock price is low relative to its expected earnings growth — the Price-to-Earnings ratio divided by the earnings growth rate; a value below 1.0 often suggests the stock may be undervalued.
Among Financial Services peers, SoFi’s 0.28x sits below the sector median of 0.34x, putting it at the 48th percentile — just slightly cheaper than half of its competitors. The metric has been stable over the past eight quarters, with a year-over-year increase of 12.0% but a quarter-over-quarter decline of 3.4%. The combination of a low PEG ratio and a stable trend without clear upward momentum points to a possible valuation opportunity, yet the recent quarterly dip tempers that potential. This metric partially supports the overall CAUTIOUS verdict: the low PEG suggests the stock is not expensive, but the lack of a sustained improvement and the slight QoQ decrease reinforce caution rather than confidence.
Frequently Asked Questions
What does the PEG Ratio tell investors about SOFI?
The PEG ratio adjusts P/E for expected growth. A PEG below 1.0 may signal undervaluation; above 2.0 may suggest the growth story is priced in.
How is the PEG Ratio calculated?
PEG Ratio is calculated as: P/E Ratio / EPS Growth Rate.
How does SOFI's PEG Ratio compare to its sector?
SOFI's PEG Ratio of 0.28x compares to a Financial Services sector median of 0.28x, placing it in the 50th percentile.
Who are SOFI's closest peers by PEG Ratio?
The closest Financial Services peers by PEG Ratio include: ARES (0.27x), AMP (0.19x), ITUB (0.18x), NU (0.39x), AIZ (0.13x).
The Formula
P/E Ratio / EPS Growth Rate
Why It Matters
The PEG ratio adjusts P/E for expected growth. A PEG below 1.0 may signal undervaluation; above 2.0 may suggest the growth story is priced in.
Master SOFI's Valuation
Get the complete institutional research report covering all fundamental and technical metrics.
View full SOFI research report →SOFI
0.28x
Sector Median
0.28x
Sector Avg
2.10x
How SOFI's PEG Ratio compares to sector peers.
Also Analyze
Not financial advice. Research tool only. Data may be delayed.