SOFICAUTIOUS

SOFI PEG Ratio Analysis

0.58x

Higher than 67% of Financial Services sector peers

Updated 363h ago·SEC filings & market data

Key Takeaway

The PEG ratio compares a stock's price-to-earnings (P/E) multiple to its expected earnings growth, where below 1.0x often suggests the stock is undervalued relative to that growth.

Sector Performance

67th percentile

SOFI

0.58x

Sector Median

0.27x

Sector Avg

2.60x

Prior Period

0.59x(Aug 2026)

↑ Improving

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Deep Analysis

The PEG ratio compares a stock's price-to-earnings (P/E) multiple to its expected earnings growth, where below 1.0x often suggests the stock is undervalued relative to that growth.

SoFi's current 0.59x sits above the sector median of 0.27x, placing it at the 67th percentile among peers, so it is more expensive on this basis than most financial services stocks. The metric increased from 0.24x a year ago (year-over-year change is N/A) and rose 145.8% quarter-over-quarter, with historical values of 0.59x, 0.24x, 0.26x, and 0.28x showing a clear upward trend. While 0.59x is still below 1.0x, the sharp quarterly jump means the stock's price relative to its growth outlook has moved materially higher, reducing the margin of safety. This combination of an above-median level and a rapidly rising trend implies elevated valuation risk compared to sector peers. Therefore, this metric contradicts the overall CAUTIOUS verdict, because a rising PEG ratio warrants more caution, not less.