Regions Financial CorporationRF
NYSE • Financial Services
$27.65
P/E
11.49
PEG
0.01
FCF Yield
—
Rev Growth YoY
+4541.9% YoY
Gross Margin
—
Health Score
6/10
D/E Ratio
0.26
Confidence
LOW
Business Snapshot
Regions Financial Corporation is a large regional bank operating primarily across the South, Midwest, and Texas, offering retail and commercial banking, wealth management, and mortgage services. The bank competes in the U.S. regional banking sector, which is sensitive to interest rate cycles, credit quality, and economic conditions in its core geographies. Based on the current share price of $27.65 and available valuation ratios, RF is consistent with a large-cap financial institution, though a precise market cap figure is not available from the current data.
Financial Health
Score: 6/10 RF's balance sheet carries a conservative debt/equity ratio of 0.26x, suggesting limited leverage risk relative to peers. However, a net margin of 3,049.2% and return on equity of 1,145.0% are almost certainly distorted by one-time accounting items or base-period anomalies and should not be taken at face value — these figures fall well outside any plausible operating range for a traditional bank...
Risk Assessment
- DATA INTEGRITY: Revenue growth of 4,541.9% YoY and net margin of 3,049.2% are arithmetically implausible for a regulated bank and strongly suggest base-period distortions that make most valuation multiples unreliable.
- TECHNICALS: Price is below both the 50-day and 200-day moving averages, and a death cross formation (50-day crossing below 200-day) is confirmed, indicating negative medium-term price momentum.
- EARNINGS QUALITY: RF beat earnings estimates in only 1 of its last 4 reported quarters, suggesting fundamental execution has been inconsistent relative to expectations.
- VALUATION OPACITY: DCF fair value is unavailable with low confidence, and TTM Revenue and TTM Net Income are both missing, eliminating the ability to independently verify any fundamental valuation case.
- PRICE POSITION: At $27.65, RF trades 12.3% below its 52-week high of $31.53, with bearish MACD signal reinforcing downside technical pressure.
---...
**Score: 6/10** RF's balance sheet carries a conservative debt/equity ratio of 0.26x, suggesting limited leverage risk relative to peers. However, a net margin of 3,049.2% and return on equity of 1,145.0% are almost certainly distorted by one-time accounting items or base-period anomalies and should not be taken at face value — these figures fall well outside any plausible operating range for a traditional bank. The absence of free cash flow data further limits the ability to assess true financial sustainability, keeping the health score restrained despite the low debt reading. ---
- **DATA INTEGRITY: Revenue growth of 4,541.9% YoY and net margin of 3,049.2% are arithmetically implausible for a regulated bank and strongly suggest base-period distortions that make most valuation multiples unreliable.** - **TECHNICALS: Price is below both the 50-day and 200-day moving averages, and a death cross formation (50-day crossing below 200-day) is confirmed, indicating negative medium-term price momentum.** - **EARNINGS QUALITY: RF beat earnings estimates in only 1 of its last 4 reported quarters, suggesting fundamental execution has been inconsistent relative to expectations.** - **VALUATION OPACITY: DCF fair value is unavailable with low confidence, and TTM Revenue and TTM Net Income are both missing, eliminating the ability to independently verify any fundamental valuation case.** - **PRICE POSITION: At $27.65, RF trades 12.3% below its 52-week high of $31.53, with bearish MACD signal reinforcing downside technical pressure.** ---
Unlock the full AI report
Full 8-section analysis includes:
Metric deep-dives