PRUNEUTRAL

Debt-to-Equity Ratio

0.72x

Higher than 53% of Financial Services sector peers

Updated 28h ago

Sector Performance

53th percentile

PRU

0.72x

Sector Median

0.69x

Sector Avg

1.57x

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Deep Analysis

The debt-to-equity ratio measures how much a company relies on borrowed money compared to shareholder funds — a lower ratio generally means less financial risk.

PRU’s current ratio of 0.72x sits slightly above the sector median of 0.69x, placing it in the 53rd percentile among peers, so leverage is close to the typical level for financial services firms. Year-over-year change is not available, but quarter-over-quarter the ratio rose by +16.1% from 0.62x to 0.72x. This combination of a near-median level paired with a rapid quarterly increase suggests that while current exposure to debt is not unusual, the upward trend could introduce higher leverage-related risk if it continues. The overall stock verdict is NEUTRAL, and this metric supports that stance — the ratio is in line with peers but the rising trend warrants monitoring rather than outright concern.

Frequently Asked Questions

What does the Debt-to-Equity Ratio tell investors about PRU?

Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.

How is the Debt-to-Equity Ratio calculated?

Debt-to-Equity Ratio is calculated as: Total Debt / Shareholders' Equity.

How does PRU's Debt-to-Equity Ratio compare to its sector?

PRU's Debt-to-Equity Ratio of 0.72x compares to a Financial Services sector median of 0.69x, placing it in the 53th percentile.

Who are PRU's closest peers by Debt-to-Equity Ratio?

The closest Financial Services peers by Debt-to-Equity Ratio include: V (0.67x), COIN (0.58x), GOLD (0.84x), COF (0.46x), SPGI (0.43x).

The Formula

Total Debt / Shareholders' Equity

Why It Matters

Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.

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PRU

0.72x

Sector Median

0.69x

Sector Avg

1.57x

How PRU's Debt-to-Equity Ratio compares to sector peers.

Not financial advice. Research tool only. Data may be delayed.