PRUNEUTRAL

PRU Debt-to-Equity Ratio Analysis

0.78x

Updated 5h ago·SEC filings & market data

Key Takeaway

The debt-to-equity ratio measures how much debt a company uses relative to its shareholder equity; at 0.78x, PRU has 78 cents of debt for every dollar of equity.

Sector Performance

53th percentile

PRU

0.78x

Sector Median

0.74x

Sector Avg

2.51x

Prior Period

0.72x(Jul 2026)

↓ Declining

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Deep Analysis

The debt-to-equity ratio measures how much debt a company uses relative to its shareholder equity; at 0.78x, PRU has 78 cents of debt for every dollar of equity.

This sits slightly above the sector median of 0.74x, placing PRU at the 53rd percentile among its peers, meaning its leverage is just above the typical level for the industry. The year-over-year change is not available, but the quarter-over-quarter change is +8.3%, rising from 0.72x to 0.78x in the most recent quarter. A ratio near the sector median suggests PRU manages debt in line with most competitors, while the quarterly increase indicates leverage is climbing. That combination — slightly above-average leverage with a recent upward move — implies moderate risk of financial strain if earnings weaken, but no immediate red flags. This metric aligns with the overall NEUTRAL verdict: it neither signals a clear over-leveraged problem nor a strong balance-sheet advantage over peers.

Frequently Asked Questions

What does the Debt-to-Equity Ratio tell investors about PRU?

Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.

How is the Debt-to-Equity Ratio calculated?

Debt-to-Equity Ratio is calculated as: Total Debt / Shareholders' Equity.

Who are PRU's closest peers by Debt-to-Equity Ratio?

The closest peers by Debt-to-Equity Ratio include: TAP (0.76x), PCAR (0.72x), O (0.78x), GLW (0.67x), KIM (0.85x).

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Learn More About Debt-to-Equity Ratio

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Debt/Equity Ratio: How Much Debt Is Too Much?

The debt to equity ratio explained: why context, interest coverage, and sector norms matter far more than the raw number when assessing debt risk.

The Formula

Total Debt / Shareholders' Equity

Why It Matters

Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.