Debt-to-Equity Ratio
Higher than 61% of Financial Services sector peers
Updated 20h ago
Sector Performance
61th percentileCOF
0.45x
Sector Median
0.41x
Sector Avg
0.70x
Deep Analysis
The Debt-to-Equity Ratio of 0.45x means that for every dollar of shareholder equity, Capital One carries $0.45 in debt — a measure of financial leverage.
Compared to the Financial Services sector median of 0.41x, COF’s ratio sits above average, ranking in the 61st percentile among peers. The trend has been stable over the last eight quarters, with a year-over-year decline of 2.2% and no change quarter-over-quarter (0.0%). This combination of a moderately above‑median ratio with a flat trend suggests leverage is controlled and not escalating, implying a balanced risk profile. The metric supports the overall NEUTRAL verdict, as the company’s debt burden is in line with its sector and shows no recent deterioration.
Frequently Asked Questions
What does the Debt-to-Equity Ratio tell investors about COF?
Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.
How is the Debt-to-Equity Ratio calculated?
Debt-to-Equity Ratio is calculated as: Total Debt / Shareholders' Equity.
How does COF's Debt-to-Equity Ratio compare to its sector?
COF's Debt-to-Equity Ratio of 0.45x compares to a Financial Services sector median of 0.41x, placing it in the 61th percentile.
Who are COF's closest peers by Debt-to-Equity Ratio?
The closest Financial Services peers by Debt-to-Equity Ratio include: RJF (0.43x), AIZ (0.38x), SPGI (0.44x), AFL (0.35x), RF (0.34x).
The Formula
Total Debt / Shareholders' Equity
Why It Matters
Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.
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0.45x
Sector Median
0.41x
Sector Avg
0.70x
How COF's Debt-to-Equity Ratio compares to sector peers.
Also Analyze
Not financial advice. Research tool only. Data may be delayed.