PNC Current Ratio Analysis
Higher than 26% of Financial Services sector peers
Updated 2064h ago·SEC filings & market data
Key Takeaway
The Current Ratio measures a company’s ability to cover short-term liabilities with its short-term assets; at 0.36x, PNC holds only $0.36 in current assets for every $1 of current liabilities, indicating very low liquidity.
Sector Performance
26th percentilePNC
0.36x
Sector Median
0.79x
Sector Avg
4.50x
Deep Analysis
The Current Ratio measures a company’s ability to cover short-term liabilities with its short-term assets; at 0.36x, PNC holds only $0.36 in current assets for every $1 of current liabilities, indicating very low liquidity.
This places the bank well below its sector median of 0.79x and in the 26th percentile among Financial Services peers, meaning most similar firms have a stronger liquidity buffer. No year-over-year or quarter-over-quarter changes are available, and the trend over the last eight quarters is not provided, so there is no directional signal to assess. The combination of a sharply below-median level with no trend data implies elevated short-term financial risk but offers no insight into whether that risk is improving or worsening. This metric contradicts the overall NEUTRAL verdict because a Current Ratio that low typically signals potential trouble meeting near-term obligations, whereas a neutral stance would imply balanced risk and reward.
Frequently Asked Questions
What does the Current Ratio tell investors about PNC?
Measures short-term financial health. A ratio above 1.5 is generally healthy; below 1.0 may indicate liquidity stress.
How is the Current Ratio calculated?
Current Ratio is calculated as: Current Assets / Current Liabilities.
How does PNC's Current Ratio compare to its sector?
PNC's Current Ratio of 0.36x compares to a Financial Services sector median of 0.79x, placing it in the 26th percentile.
Who are PNC's closest peers by Current Ratio?
The closest Financial Services peers by Current Ratio include: NU (0.83x), NAVI (0.75x), AMP (0.70x), SPGI (0.68x), ACGL (0.68x).
Learn More About Current Ratio
The Formula
Current Assets / Current Liabilities
Why It Matters
Measures short-term financial health. A ratio above 1.5 is generally healthy; below 1.0 may indicate liquidity stress.
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0.36x
Sector Median
0.79x
Sector Avg
4.50x
How PNC's Current Ratio compares to sector peers.
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Not financial advice. Research tool only. Data may be delayed.