Debt-to-Equity Ratio
Higher than 57% of Financial Services sector peers
Updated 1440h ago
Sector Performance
57th percentilePNC
1.05x
Sector Median
0.71x
Sector Avg
1.60x
Deep Analysis
The current Debt-to-Equity ratio of 1.05x means that for every dollar of shareholder equity, PNC has $1.05 of debt, indicating moderate financial leverage.
This compares to the sector median of 0.63x, placing PNC in the 61st percentile among its Financial Services peers—meaning its leverage is higher than 61% of similar companies. Trend data for this metric is not available; both the year-over-year and quarter-over-quarter changes are reported as N/A, so no directional insight can be derived. Without a trend, the combination of an above-median leverage level with no recent change history implies that the stock carries typical sector risk from its debt load, but the absence of movement offers no clear signal for opportunity or danger. This metric neither supports nor contradicts the overall NEUTRAL verdict—the ratio is elevated relative to peers but not extreme, and the lack of trend data means it does not add a positive or negative bias.
Frequently Asked Questions
What does the Debt-to-Equity Ratio tell investors about PNC?
Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.
How is the Debt-to-Equity Ratio calculated?
Debt-to-Equity Ratio is calculated as: Total Debt / Shareholders' Equity.
How does PNC's Debt-to-Equity Ratio compare to its sector?
PNC's Debt-to-Equity Ratio of 1.05x compares to a Financial Services sector median of 0.71x, placing it in the 57th percentile.
Who are PNC's closest peers by Debt-to-Equity Ratio?
The closest Financial Services peers by Debt-to-Equity Ratio include: IBN (0.61x), COIN (0.59x), AMP (0.53x), HSBC (0.52x), COF (0.46x).
The Formula
Total Debt / Shareholders' Equity
Why It Matters
Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.
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1.05x
Sector Median
0.71x
Sector Avg
1.60x
How PNC's Debt-to-Equity Ratio compares to sector peers.
Also Analyze
Not financial advice. Research tool only. Data may be delayed.