PGR Debt-to-Equity Ratio Analysis
Updated 105h ago·SEC filings & market data
Key Takeaway
The debt-to-equity ratio measures how much debt a company uses to finance its assets relative to shareholders’ equity; a 0.24x reading means PGR carries $0.24 of debt for every $1 of equity.
Sector Performance
20th percentilePGR
0.24x
Sector Median
0.74x
Sector Avg
2.51x
Prior Period
0.26x(Jul 2026)
Deep Analysis
The debt-to-equity ratio measures how much debt a company uses to finance its assets relative to shareholders’ equity; a 0.24x reading means PGR carries $0.24 of debt for every $1 of equity.
That is well below the sector median of 0.74x, placing PGR in the 19th percentile among peers — most peers carry more leverage. Trend data are not available: both the year-over-year change and the quarter-over-quarter change are N/A, and the only reported historical value is the current 0.24x. A low debt level with no trend of rising or falling leverage suggests limited balance-sheet risk, which offers downside protection but no clear catalyst for growth. This low-leverage profile supports the overall NEUTRAL verdict: it indicates financial stability, yet it does not by itself make the stock an attractive investment opportunity.
Frequently Asked Questions
What does the Debt-to-Equity Ratio tell investors about PGR?
Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.
How is the Debt-to-Equity Ratio calculated?
Debt-to-Equity Ratio is calculated as: Total Debt / Shareholders' Equity.
Who are PGR's closest peers by Debt-to-Equity Ratio?
The closest peers by Debt-to-Equity Ratio include: TAP (0.76x), PCAR (0.72x), O (0.78x), PRU (0.78x), KIM (0.85x).
Learn More About Debt-to-Equity Ratio
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Learn how to spot a debt problem in stocks using D/E, interest coverage, and net debt/EBITDA ratios. Real examples from META and MSFT, plus danger thresholds you need to know.
Debt/Equity Ratio: How Much Debt Is Too Much?
The debt to equity ratio explained: why context, interest coverage, and sector norms matter far more than the raw number when assessing debt risk.
The Formula
Total Debt / Shareholders' Equity
Why It Matters
Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.
Master PGR's Valuation
Get the complete institutional research report covering all fundamental and technical metrics.
View full PGR research report →PGR
0.24x
Sector Median
0.74x
Sector Avg
2.51x
How PGR's Debt-to-Equity Ratio compares to sector peers.
Also Analyze
Not financial advice. Research tool only. Data may be delayed.