The Progressive CorporationPGR
NYSE • Financial Services
$197.76
P/E
10.28
PEG
—
FCF Yield
—
Rev Growth YoY
+1632.0% YoY
Gross Margin
—
Health Score
6/10
D/E Ratio
0.23
Confidence
LOW
Business Snapshot
The Progressive Corporation is one of the largest auto insurance providers in the United States, also offering home, commercial vehicle, and other specialty insurance products. The company competes in the highly regulated property and casualty insurance market, generating revenue primarily through premiums written and investment income. Based on the available valuation ratios and sector context, Progressive sits firmly in the large-cap tier, though a precise market capitalisation figure is not available in this dataset.
Financial Health
**Score: 6/10** Progressive's balance sheet reflects conservative leverage, with a debt-to-equity ratio of just 0.23x — well within prudent bounds for an insurer. The net margin reported at 1,290% is an anomalous figure that almost certainly reflects a non-recurring base effect or accounting restatement rather than sustainable economics, and should not be taken at face value without full income statement context...
Risk Assessment
- **DATA INTEGRITY: Revenue growth of 1,632% YoY and net margin of 1,290% are implausible at face value and suggest base-period distortions or reporting anomalies that could misrepresent the true financial picture.** - **LIQUIDITY: Current ratio of 0.09x indicates extremely limited short-term asset coverage relative to current liabilities, which warrants monitoring even within an insurance float context.** - **TECHNICALS: A confirmed death cross (50-day MA crossing below 200-day MA) is in effect, and the current price of $197.76 sits near the 52-week low of $192.02 — just 2.9% above it.** - **PRICE MOMENTUM: The stock is trading 31.8% below its 52-week high of $289.96, reflecting sustained selling pressure over the past year.** - **EARNINGS CONSISTENCY: Progressive beat analyst estimates in only 2 of the last 4 reported quarters, indicating meaningful forecast uncertainty.** ---...