NUNEUTRAL

NU Gross Margin Analysis

40.2%

Higher than 16% of Financial Services sector peers

Updated 1813h ago·SEC filings & market data

Key Takeaway

NU (NU) has a Gross Margin of 40.2% as of May 2026.

Sector Performance

16th percentile

40.2%

Sector Median

68.5%

Sector Avg

67.6%

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Deep Analysis

NU (NU) has a Gross Margin of 40.2% as of May 2026.

This places NU in the 16th percentile of the Financial Services sector, which has a median Gross Margin of 68.5% and a sector average of 67.6%. NU's Gross Margin is 41.3% below the sector median. In context: Gross margin reveals pricing power and cost structure. Software companies often sustain 70–80%; manufacturers typically 30–50%. Expansion is a bullish signal.

Frequently Asked Questions

What does the Gross Margin tell investors about NU?

Gross margin reveals pricing power and cost structure. Software companies often sustain 70–80%; manufacturers typically 30–50%. Expansion is a bullish signal.

How is the Gross Margin calculated?

Gross Margin is calculated as: Gross Profit / Revenue.

How does NU's Gross Margin compare to its sector?

NU's Gross Margin of 40.2% compares to a Financial Services sector median of 68.5%, placing it in the 16th percentile.

Who are NU's closest peers by Gross Margin?

The closest Financial Services peers by Gross Margin include: CACC (63.0%), HDB (58.4%), COF (57.8%), AFL (57.5%), HSBC (56.5%).

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Learn More About Gross Margin

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The Formula

Gross Profit / Revenue

Why It Matters

Gross margin reveals pricing power and cost structure. Software companies often sustain 70–80%; manufacturers typically 30–50%. Expansion is a bullish signal.