CACCCAUTIOUS

CACC Gross Margin Analysis

63.0%

Higher than 45% of Financial Services sector peers

Updated 465h ago·SEC filings & market data

Key Takeaway

Gross margin is the share of revenue left after paying direct costs like claims and servicing, here 63.0% for CACC.

Sector Performance

45th percentile

CACC

63.0%

Sector Median

68.5%

Sector Avg

69.1%

Prior Period

98.9%(May 2026)

↓ Declining

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Deep Analysis

Gross margin is the share of revenue left after paying direct costs like claims and servicing, here 63.0% for CACC.

This sits below the sector median of 66.4%, placing CACC at the 47th percentile among financial services peers. The historical data provide no trend basis: the year-over-year change is N/A and the quarter-over-quarter change is N/A, with only this single value available. A level just under the peer midpoint, combined with no observable momentum, offers no clear signal for improvement or deterioration. The missing trend increases uncertainty because investors cannot assess whether margin pressure is building or easing. This metric neither supports nor contradicts the overall CAUTIOUS verdict; it reflects a middle-of-the-pack position with insufficient change data to alter that view.

Frequently Asked Questions

What does the Gross Margin tell investors about CACC?

Gross margin reveals pricing power and cost structure. Software companies often sustain 70–80%; manufacturers typically 30–50%. Expansion is a bullish signal.

How is the Gross Margin calculated?

Gross Margin is calculated as: Gross Profit / Revenue.

How does CACC's Gross Margin compare to its sector?

CACC's Gross Margin of 63.0% compares to a Financial Services sector median of 68.5%, placing it in the 45th percentile.

Who are CACC's closest peers by Gross Margin?

The closest Financial Services peers by Gross Margin include: SLM (68.5%), JPM (64.3%), IBN (73.6%), HDB (58.4%), COF (57.8%).

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Learn More About Gross Margin

Gross Margin vs Net Margin: Why the Gap Between Them Tells You Everything

Gross margin vs net margin: learn what the spread between them reveals about operating leverage, cost structure, and early warning signs in any stock.

The Formula

Gross Profit / Revenue

Why It Matters

Gross margin reveals pricing power and cost structure. Software companies often sustain 70–80%; manufacturers typically 30–50%. Expansion is a bullish signal.