NUNEUTRAL

NU P/E Ratio Analysis

21.8x

Higher than 73% of Financial Services sector peers

Updated 1758h ago·SEC filings & market data

Key Takeaway

The current P/E (Price-to-Earnings) ratio of 21.8x means investors are willing to pay $21.80 for every $1 of Nu Holdings’ earnings.

Sector Performance

73th percentile

21.8x

Sector Median

13.2x

Sector Avg

19.3x

Prior Period

19.7x(May 2026)

↓ Declining

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Deep Analysis

The current P/E (Price-to-Earnings) ratio of 21.8x means investors are willing to pay $21.80 for every $1 of Nu Holdings’ earnings.

This is above the Financial Services sector median of 15.0x, placing the stock in the 65th percentile among sector peers—so it is more expensive than about two-thirds of similar companies. Trend data is not available: the year-over-year change and quarter-over-quarter change are both listed as N/A, with only one reported historical value of 21.8x. Without any trend, it is impossible to assess whether the multiple is expanding or compressing, which limits the ability to gauge momentum in valuation. The combination of an above-median P/E and a lack of trend data suggests a neutral-to-elevated risk level: the stock is priced at a premium, but there is no evidence of recent deterioration or improvement. This metric does not directly contradict the overall BULLISH verdict, as a higher P/E can be justified by strong expected growth, but it does add caution since the premium is not supported by a favorable trend.

Frequently Asked Questions

What does the P/E Ratio tell investors about NU?

Measures how much investors pay per dollar of earnings. A high P/E signals growth expectations; a low P/E may indicate undervaluation or slow growth.

How is the P/E Ratio calculated?

P/E Ratio is calculated as: Price / EPS.

How does NU's P/E Ratio compare to its sector?

NU's P/E Ratio of 21.8x compares to a Financial Services sector median of 13.2x, placing it in the 73th percentile.

Who are NU's closest peers by P/E Ratio?

The closest Financial Services peers by P/E Ratio include: PFG (13.2x), AFL (12.9x), HSBC (12.8x), AIG (13.7x), RJF (12.7x).

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The Formula

Price / EPS

Why It Matters

Measures how much investors pay per dollar of earnings. A high P/E signals growth expectations; a low P/E may indicate undervaluation or slow growth.