NAVICAUTIOUS

Gross Margin

18.8%

Higher than 2% of Financial Services sector peers

Updated 1054h ago

Sector Performance

2th percentile

NAVI

18.8%

Sector Median

68.5%

Sector Avg

67.7%

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Deep Analysis

Navient Corporation (NAVI) has a Gross Margin of 18.8% as of May 2026.

This places NAVI in the 2th percentile of the Financial Services sector, which has a median Gross Margin of 68.5% and a sector average of 67.7%. NAVI's Gross Margin is 72.6% below the sector median, a significant divergence that warrants closer examination. In context: Gross margin reveals pricing power and cost structure. Software companies often sustain 70–80%; manufacturers typically 30–50%. Expansion is a bullish signal.

Frequently Asked Questions

What does the Gross Margin tell investors about NAVI?

Gross margin reveals pricing power and cost structure. Software companies often sustain 70–80%; manufacturers typically 30–50%. Expansion is a bullish signal.

How is the Gross Margin calculated?

Gross Margin is calculated as: Gross Profit / Revenue.

How does NAVI's Gross Margin compare to its sector?

NAVI's Gross Margin of 18.8% compares to a Financial Services sector median of 68.5%, placing it in the 2th percentile.

Who are NAVI's closest peers by Gross Margin?

The closest Financial Services peers by Gross Margin include: CACC (63.0%), HDB (58.4%), COF (57.8%), AFL (57.5%), HSBC (56.5%).

The Formula

Gross Profit / Revenue

Why It Matters

Gross margin reveals pricing power and cost structure. Software companies often sustain 70–80%; manufacturers typically 30–50%. Expansion is a bullish signal.