NAVI Debt-to-Equity Ratio Analysis
Updated 131h ago·SEC filings & market data
Key Takeaway
A debt-to-equity ratio measures how much a company owes relative to its shareholders’ equity; NAVI’s 18.31x means it carries $18.31 of debt for every $1 of equity.
Sector Performance
98th percentileNAVI
18.31x
Sector Median
0.74x
Sector Avg
2.52x
Prior Period
18.77x(Aug 2026)
Deep Analysis
A debt-to-equity ratio measures how much a company owes relative to its shareholders’ equity; NAVI’s 18.31x means it carries $18.31 of debt for every $1 of equity.
That is far above the sector median of 0.74x, placing NAVI in the 99th percentile among peers. The year-over-year change is N/A, but the quarter-over-quarter change is -2.5%, while available historical values show a decline from 18.77x to 18.31x. The combination of an extremely high level with only a slight recent decline suggests leverage remains a heavy burden, leaving limited room for earnings shocks. This metric supports the overall CAUTIOUS verdict, since the debt load is an outlier relative to the sector and signals heightened financial risk.
Frequently Asked Questions
What does the Debt-to-Equity Ratio tell investors about NAVI?
Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.
How is the Debt-to-Equity Ratio calculated?
Debt-to-Equity Ratio is calculated as: Total Debt / Shareholders' Equity.
Who are NAVI's closest peers by Debt-to-Equity Ratio?
The closest peers by Debt-to-Equity Ratio include: W (-1.00x), MSCI (-2.37x), SBAC (-2.75x), LCID (-3.08x), TDG (-3.41x).
Learn More About Debt-to-Equity Ratio
How to Spot a Debt Problem Before It Hits the Stock Price
Learn how to spot a debt problem in stocks using D/E, interest coverage, and net debt/EBITDA ratios. Real examples from META and MSFT, plus danger thresholds you need to know.
Debt/Equity Ratio: How Much Debt Is Too Much?
The debt to equity ratio explained: why context, interest coverage, and sector norms matter far more than the raw number when assessing debt risk.
The Formula
Total Debt / Shareholders' Equity
Why It Matters
Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.
Master NAVI's Valuation
Get the complete institutional research report covering all fundamental and technical metrics.
View full NAVI research report →NAVI
18.31x
Sector Median
0.74x
Sector Avg
2.52x
How NAVI's Debt-to-Equity Ratio compares to sector peers.
Also Analyze
Not financial advice. Research tool only. Data may be delayed.