JPMCAUTIOUS

JPM Debt-to-Equity Ratio Analysis

1.42x

Higher than 80% of Financial Services sector peers

Updated 153h ago·SEC filings & market data

Key Takeaway

The debt-to-equity ratio compares a company’s total liabilities to its shareholders’ equity — a reading of 1.42x means JPMorgan carries $1.42 of debt for every $1 of equity.

Sector Performance

80th percentile

JPM

1.42x

Sector Median

0.46x

Sector Avg

0.94x

Prior Period

3.39x(Apr 2026)

↑ Improving

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Deep Analysis

The debt-to-equity ratio compares a company’s total liabilities to its shareholders’ equity — a reading of 1.42x means JPMorgan carries $1.42 of debt for every $1 of equity.

That level is above the sector median of 0.45x, placing JPMorgan in the 80th percentile among Financial Services peers, so it is more leveraged than most. The trend data is not available: the year-over-year change is N/A and the quarter-over-quarter change is N/A, leaving no direction to assess. With no trend to offset the elevated leverage, the high debt load relative to peers suggests greater sensitivity to rising interest rates or credit stress, which adds risk rather than opportunity. This metric directly supports the overall CAUTIOUS verdict, as the current leverage is a clear concern for a company operating in a cyclical financial sector.

Frequently Asked Questions

What does the Debt-to-Equity Ratio tell investors about JPM?

Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.

How is the Debt-to-Equity Ratio calculated?

Debt-to-Equity Ratio is calculated as: Total Debt / Shareholders' Equity.

How does JPM's Debt-to-Equity Ratio compare to its sector?

JPM's Debt-to-Equity Ratio of 1.42x compares to a Financial Services sector median of 0.46x, placing it in the 80th percentile.

Who are JPM's closest peers by Debt-to-Equity Ratio?

The closest Financial Services peers by Debt-to-Equity Ratio include: HSBC (0.52x), AIZ (0.38x), AMP (0.53x), RJF (0.35x), AFL (0.35x).

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Learn More About Debt-to-Equity Ratio

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Debt/Equity Ratio: How Much Debt Is Too Much?

The debt to equity ratio explained: why context, interest coverage, and sector norms matter far more than the raw number when assessing debt risk.

The Formula

Total Debt / Shareholders' Equity

Why It Matters

Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.