IBNBULLISH

Current Ratio

0.14x

Higher than 0% of Financial Services sector peers

Updated 1075h ago

Sector Performance

0th percentile

IBN

0.14x

Sector Median

0.79x

Sector Avg

4.50x

📊

Deep Analysis

ICICI Bank's current ratio of 0.14x means the company holds only 14 cents in short-term assets for every $1 of short-term liabilities—a very low liquidity buffer typical for banks, which rely on constant deposit inflows rather than asset sales.

Compared to the Financial Services sector median of 0.79x, ICICI's ratio places it at the 0th percentile among peers, meaning it has the lowest liquidity coverage in the group. The year-over-year and quarter-over-quarter changes are both listed as N/A, so no recent trend data is available to assess direction. Because the ratio is already extremely low and no trend information exists, the combination suggests that ICICI operates with a structurally tight liquidity position—common in banking—but the lack of trend data means no recent deterioration or improvement can be inferred, leaving the risk level unclear from this metric alone. This does not support the overall BULLISH verdict, as a very low current ratio at the bottom of the sector normally signals higher short-term funding vulnerability, contradicting a bullish outlook unless offset by other strong fundamentals.

Frequently Asked Questions

What does the Current Ratio tell investors about IBN?

Measures short-term financial health. A ratio above 1.5 is generally healthy; below 1.0 may indicate liquidity stress.

How is the Current Ratio calculated?

Current Ratio is calculated as: Current Assets / Current Liabilities.

How does IBN's Current Ratio compare to its sector?

IBN's Current Ratio of 0.14x compares to a Financial Services sector median of 0.79x, placing it in the 0th percentile.

Who are IBN's closest peers by Current Ratio?

The closest Financial Services peers by Current Ratio include: NU (0.83x), NAVI (0.75x), AMP (0.70x), SPGI (0.68x), ACGL (0.68x).

The Formula

Current Assets / Current Liabilities

Why It Matters

Measures short-term financial health. A ratio above 1.5 is generally healthy; below 1.0 may indicate liquidity stress.

Master IBN's Valuation

Get the complete institutional research report covering all fundamental and technical metrics.

View full IBN research report

Free account — no credit card

IBN

0.14x

Sector Median

0.79x

Sector Avg

4.50x

How IBN's Current Ratio compares to sector peers.

Not financial advice. Research tool only. Data may be delayed.