ICICI Bank LimitedIBN
NYSE • Financial Services
$25.68
P/E
0.17
PEG
0.02
FCF Yield
—
Rev Growth YoY
+6.1% YoY
Gross Margin
73.6%
Health Score
6/10
D/E Ratio
0.61
Confidence
LOW
Business Snapshot
ICICI Bank is one of India’s largest private-sector banks, operating primarily in retail and corporate banking, wealth management, and insurance. It competes in the regional banking space within the Financial Services sector, holding a dominant market position in its home market. The bank reports TTM revenue of $3.13T, reflecting enormous scale, though market capitalisation is not available in the data set. A defining characteristic is its deep retail franchise and widespread branch network, which provides a stable low-cost deposit base and cross-selling opportunities across financial products.
Financial Health
Gross margin improved to 73.6% from 68.1% in the prior year, while net margin stands at a healthy 27.2%. The debt-to-equity ratio of 0.61x is moderate, indicating a manageable leverage profile, though the current ratio of 0.14x is extremely low and raises liquidity concerns if taken at face value...
Risk Assessment
- LIQUIDITY — Current ratio of 0.14x is critically low, indicating potential difficulty meeting short-term obligations if this metric is representative of the bank’s liquidity structure.
- 52-WEEK POSITION — The stock trades at $25.68, just 2.4% above its 52-week low of $25.08 and 25.7% below the 52-week high of $34.57, reflecting persistent weakness.
- TECHNICALS — RSI, MACD, and moving average data unavailable for this period; momentum cannot be independently confirmed.
- VALUATION — P/E of 0.17x is far below the sector average of 16x, which may indicate data distortion or unsustainable earnings components....