Debt-to-Equity Ratio

The debt-to-equity ratio measures how much a company uses debt compared to shareholders' equity to finance its assets; a ratio of 0.29x means WRB has $0.29 of debt for every $1.00 of equity, indicating low leverage.

This is well below the sector median of 0.73x, placing the company in the 23rd percentile among peers, meaning 77% of competitors carry more debt. While the ratio has been increasing over the last eight quarters, the year-over-year change is not available, and the most recent quarter shows a decline of 9.4% from 0.32x to 0.29x. The current low level combined with a long-term upward trend suggests WRB is conservative but gradually taking on more debt; the recent quarterly decrease may signal a pause. Overall, the low debt risk supports a neutral stance because it indicates financial stability without aggressive leverage. This metric does not contradict the NEUTRAL verdict, as low leverage aligns with a balanced risk profile.

Frequently Asked Questions

Closest Sector Peers