WFCNEUTRAL

WFC Debt-to-Equity Ratio Analysis

1.15x

Updated 105h ago·SEC filings & market data

Key Takeaway

Debt-to-equity ratio compares total liabilities to shareholders' equity, so a 1.15x value means WFC carries $1.15 of debt for every $1 of equity.

Sector Performance

69th percentile

WFC

1.15x

Sector Median

0.74x

Sector Avg

2.51x

Prior Period

1.21x(Jul 2026)

↑ Improving

📊

Deep Analysis

Debt-to-equity ratio compares total liabilities to shareholders' equity, so a 1.15x value means WFC carries $1.15 of debt for every $1 of equity.

This level sits above the sector median of 0.74x, placing the company in the 69th percentile among peers with higher leverage than most. The year-over-year change is N/A, but the quarter-over-quarter change is -5.0%, reflecting a move from 1.21x down to 1.15x. The combination of above-median leverage with a recent reduction shows the company is modestly de-risking, which lowers short-term financial strain even as it remains more indebted than the typical competitor. This trend is a mild positive but does not offset the relatively high starting point. Therefore, this metric supports the overall NEUTRAL verdict, since it implies neither a standout risk nor a clear balance-sheet advantage.

Frequently Asked Questions

What does the Debt-to-Equity Ratio tell investors about WFC?

Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.

How is the Debt-to-Equity Ratio calculated?

Debt-to-Equity Ratio is calculated as: Total Debt / Shareholders' Equity.

Who are WFC's closest peers by Debt-to-Equity Ratio?

The closest peers by Debt-to-Equity Ratio include: TAP (0.76x), PCAR (0.72x), O (0.78x), PRU (0.78x), KIM (0.85x).

📚

Learn More About Debt-to-Equity Ratio

How to Spot a Debt Problem Before It Hits the Stock Price

Learn how to spot a debt problem in stocks using D/E, interest coverage, and net debt/EBITDA ratios. Real examples from META and MSFT, plus danger thresholds you need to know.

Debt/Equity Ratio: How Much Debt Is Too Much?

The debt to equity ratio explained: why context, interest coverage, and sector norms matter far more than the raw number when assessing debt risk.

The Formula

Total Debt / Shareholders' Equity

Why It Matters

Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.