UPSTNEUTRAL

P/E Ratio

52.4x

Higher than 91% of Financial Services sector peers

Updated 1079h ago

Sector Performance

91th percentile

UPST

52.4x

Sector Median

15.0x

Sector Avg

22.0x

📊

Deep Analysis

Upstart Holdings, Inc. (UPST) has a P/E Ratio of 52.4x as of May 2026.

This places UPST in the 91th percentile of the Financial Services sector, which has a median P/E Ratio of 15.0x and a sector average of 22.0x. UPST's P/E Ratio is 248.3% above the sector median, a significant divergence that warrants closer examination. In context: Measures how much investors pay per dollar of earnings. A high P/E signals growth expectations; a low P/E may indicate undervaluation or slow growth.

Frequently Asked Questions

What does the P/E Ratio tell investors about UPST?

Measures how much investors pay per dollar of earnings. A high P/E signals growth expectations; a low P/E may indicate undervaluation or slow growth.

How is the P/E Ratio calculated?

P/E Ratio is calculated as: Price / EPS.

How does UPST's P/E Ratio compare to its sector?

UPST's P/E Ratio of 52.4x compares to a Financial Services sector median of 15.0x, placing it in the 91th percentile.

Who are UPST's closest peers by P/E Ratio?

The closest Financial Services peers by P/E Ratio include: AIG (13.7x), PFG (13.2x), AFL (12.9x), BAC (12.8x), PNC (12.8x).

The Formula

Price / EPS

Why It Matters

Measures how much investors pay per dollar of earnings. A high P/E signals growth expectations; a low P/E may indicate undervaluation or slow growth.

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UPST

52.4x

Sector Median

15.0x

Sector Avg

22.0x

How UPST's P/E Ratio compares to sector peers.

Not financial advice. Research tool only. Data may be delayed.