UPSTNEUTRAL

FCF Yield

-4.0%

Higher than 7% of Financial Services sector peers

Updated 1078h ago

Sector Performance

7th percentile

UPST

-4.0%

Sector Median

6.5%

Sector Avg

42.5%

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Deep Analysis

Upstart Holdings, Inc. (UPST) has a FCF Yield of -4.0% as of May 2026.

This places UPST in the 7th percentile of the Financial Services sector, which has a median FCF Yield of 6.5% and a sector average of 42.5%. UPST's FCF Yield is 161.1% below the sector median, a significant divergence that warrants closer examination. In context: One of the purest measures of value. High FCF yield means the company generates a lot of cash relative to its price — favoured by value investors.

Frequently Asked Questions

What does the FCF Yield tell investors about UPST?

One of the purest measures of value. High FCF yield means the company generates a lot of cash relative to its price — favoured by value investors.

How is the FCF Yield calculated?

FCF Yield is calculated as: Free Cash Flow / Market Cap.

How does UPST's FCF Yield compare to its sector?

UPST's FCF Yield of -4.0% compares to a Financial Services sector median of 6.5%, placing it in the 7th percentile.

Who are UPST's closest peers by FCF Yield?

The closest Financial Services peers by FCF Yield include: AXP (6.2%), ARES (6.1%), PNC (5.3%), NU (5.1%), SCHW (4.9%).

The Formula

Free Cash Flow / Market Cap

Why It Matters

One of the purest measures of value. High FCF yield means the company generates a lot of cash relative to its price — favoured by value investors.

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UPST

-4.0%

Sector Median

6.5%

Sector Avg

42.5%

How UPST's FCF Yield compares to sector peers.

Not financial advice. Research tool only. Data may be delayed.