UNHNEUTRAL

UNH Return on Equity (ROE) Analysis

14.2%

Higher than 0% of HEALTHCARE sector peers

Updated 81h ago·SEC filings & market data

Key Takeaway

A 14.2% Return on Equity (ROE) means that for every $1 of shareholder equity, UnitedHealth generated $0.142 in profit over the period.

Sector Performance

0th percentile

UNH

14.2%

Sector Median

19.9%

Sector Avg

19.9%

Prior Period

12.2%(Jul 2026)

↑ Improving
📊

Deep Analysis

A 14.2% Return on Equity (ROE) means that for every $1 of shareholder equity, UnitedHealth generated $0.142 in profit over the period.

This is below the healthcare sector median of 19.9%, placing UNH at the 0th percentile among its sector peers. The year-over-year change is not available, but the quarter-over-quarter change is +16.4%, moving from 12.2% to 14.2% on a most-recent-first basis. Since the longer trend is unavailable, the only signal is this single quarter’s improvement, which offsets part of the below-median level but does not establish a sustained trajectory. The combination of a low ROE with one positive quarterly move suggests moderate risk: the company is underperforming its sector, though recent momentum could reduce that gap if it continues. This metric does not support a bullish case and actually contradicts the overall NEUTRAL verdict, since profitability is below most peers, even with the quarterly gain.

Frequently Asked Questions

What does the Return on Equity (ROE) tell investors about UNH?

ROE measures how effectively management turns equity into profit. Consistently above 15% is typically considered strong. Negative equity distorts this metric.

How is the Return on Equity (ROE) calculated?

Return on Equity (ROE) is calculated as: Net Income / Shareholders' Equity.

How does UNH's Return on Equity (ROE) compare to its sector?

UNH's Return on Equity (ROE) of 14.2% compares to a HEALTHCARE sector median of 19.9%, placing it in the 0th percentile.

Who are UNH's closest peers by Return on Equity (ROE)?

The closest HEALTHCARE peers by Return on Equity (ROE) include: JNJ (25.7%).

The Formula

Net Income / Shareholders' Equity

Why It Matters

ROE measures how effectively management turns equity into profit. Consistently above 15% is typically considered strong. Negative equity distorts this metric.

Advertisement

Master UNH's Valuation

Get the complete institutional research report covering all fundamental and technical metrics.

View full UNH research report

Free account — no credit card

Closest Sector Peers

UNH

14.2%

Sector Median

19.9%

Sector Avg

19.9%

How UNH's Return on Equity (ROE) compares to sector peers.

Not financial advice. Research tool only. Data may be delayed.