Debt-to-Equity Ratio
Updated 57h ago
Sector Performance
55th percentileUNH
0.80x
Sector Median
0.73x
Sector Avg
0.09x
Deep Analysis
The debt-to-equity ratio compares a company’s total debt to its shareholders’ equity — a ratio of 0.80x means UNH uses $0.80 of debt for every $1.00 of equity, indicating moderate leverage.
This sits slightly above the sector median of 0.73x, placing UNH in the 55th percentile among peers, meaning it carries more debt than about half of comparable companies. Trend data is not available: the year-over-year change is N/A, the quarter-over-quarter change is N/A, and the only historical value provided is the current 0.80x. Without a trend, the analysis relies solely on the current level, which shows leverage close to the sector norm — not unusually high or low, which limits both risk and opportunity from this metric alone. This neutral positioning supports the stock’s overall NEUTRAL verdict, as the debt-to-equity ratio does not flag any clear strength or concern.
Frequently Asked Questions
What does the Debt-to-Equity Ratio tell investors about UNH?
Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.
How is the Debt-to-Equity Ratio calculated?
Debt-to-Equity Ratio is calculated as: Total Debt / Shareholders' Equity.
Who are UNH's closest peers by Debt-to-Equity Ratio?
The closest peers by Debt-to-Equity Ratio include: ETSY (-2.62x), MCK (-3.00x), TDG (-3.40x), VRSK (-3.81x), MAR (-4.04x).
The Formula
Total Debt / Shareholders' Equity
Why It Matters
Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.
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0.80x
Sector Median
0.73x
Sector Avg
0.09x
How UNH's Debt-to-Equity Ratio compares to sector peers.
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Not financial advice. Research tool only. Data may be delayed.