Quick Ratio
Updated 56h ago
Sector Performance
27th percentileUNH
0.48x
Sector Median
0.71x
Sector Avg
3.05x
Deep Analysis
The quick ratio of 0.48x means that for every dollar of short-term liabilities, UnitedHealth Group (UNH) has only $0.48 in cash, marketable securities, and accounts receivable—excluding inventory.
This is below the sector median of 0.72x, placing UNH in the 27th percentile among its peers, indicating lower liquidity than most competitors. Trend data is not available: both the year-over-year change and quarter-over-quarter change are reported as N/A, so no directional pattern can be assessed. The combination of a low quick ratio and the absence of trend information highlights potential short-term liquidity risk, but without historical context it is unclear whether this level is improving or deteriorating. This metric points to a downside risk, which does not directly support the overall NEUTRAL verdict—instead, it adds a cautionary element that investors should weigh alongside other factors.
Frequently Asked Questions
What does the Quick Ratio tell investors about UNH?
A strict liquidity test. Values below 1.0 suggest a company may struggle to cover short-term obligations without selling inventory.
How is the Quick Ratio calculated?
Quick Ratio is calculated as: (Cash + Receivables) / Current Liabilities.
Who are UNH's closest peers by Quick Ratio?
The closest peers by Quick Ratio include: EXR (0.16x), NIO (0.13x), DRI (0.13x), AWK (0.13x), SRE (0.11x).
The Formula
(Cash + Receivables) / Current Liabilities
Why It Matters
A strict liquidity test. Values below 1.0 suggest a company may struggle to cover short-term obligations without selling inventory.
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0.48x
Sector Median
0.71x
Sector Avg
3.05x
How UNH's Quick Ratio compares to sector peers.
Also Analyze
Not financial advice. Research tool only. Data may be delayed.