UNHNEUTRAL

UNH Quick Ratio Analysis

0.48x

Updated 81h ago·SEC filings & market data

Key Takeaway

The quick ratio is a liquidity measure showing whether a company can cover its short-term obligations with its most liquid assets, excluding inventory.

Sector Performance

28th percentile

UNH

0.48x

Sector Median

0.72x

Sector Avg

2.70x

Prior Period

0.51x(Apr 2026)

↓ Declining
📊

Deep Analysis

The quick ratio is a liquidity measure showing whether a company can cover its short-term obligations with its most liquid assets, excluding inventory.

UNH's current 0.48x means it holds only $0.48 of cash, marketable securities, and receivables for every $1 of current liabilities due within a year. This sits below the sector median of 0.72x, placing UNH in the 28th percentile among peers, so most comparable companies have stronger short-term liquidity. The trend is not available: the year-over-year change is N/A and the quarter-over-quarter change is N/A, leaving no evidence of improvement or deterioration. A low liquidity level with no trend data implies added risk from potential cash shortfalls, but it is not a standalone red flag without historical context. This metric contradicts the overall NEUTRAL verdict because the weak liquidity position leans toward a more cautious assessment.

Frequently Asked Questions

What does the Quick Ratio tell investors about UNH?

A strict liquidity test. Values below 1.0 suggest a company may struggle to cover short-term obligations without selling inventory.

How is the Quick Ratio calculated?

Quick Ratio is calculated as: (Cash + Receivables) / Current Liabilities.

Who are UNH's closest peers by Quick Ratio?

The closest peers by Quick Ratio include: OMC (0.67x), KO (0.66x), SIEGY (0.64x), TAP (0.60x), LW (0.60x).

The Formula

(Cash + Receivables) / Current Liabilities

Why It Matters

A strict liquidity test. Values below 1.0 suggest a company may struggle to cover short-term obligations without selling inventory.

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UNH

0.48x

Sector Median

0.72x

Sector Avg

2.70x

How UNH's Quick Ratio compares to sector peers.

Not financial advice. Research tool only. Data may be delayed.