UNH Quick Ratio Analysis
Updated 81h ago·SEC filings & market data
Key Takeaway
The quick ratio is a liquidity measure showing whether a company can cover its short-term obligations with its most liquid assets, excluding inventory.
Sector Performance
28th percentileUNH
0.48x
Sector Median
0.72x
Sector Avg
2.70x
Prior Period
0.51x(Apr 2026)
Deep Analysis
The quick ratio is a liquidity measure showing whether a company can cover its short-term obligations with its most liquid assets, excluding inventory.
UNH's current 0.48x means it holds only $0.48 of cash, marketable securities, and receivables for every $1 of current liabilities due within a year. This sits below the sector median of 0.72x, placing UNH in the 28th percentile among peers, so most comparable companies have stronger short-term liquidity. The trend is not available: the year-over-year change is N/A and the quarter-over-quarter change is N/A, leaving no evidence of improvement or deterioration. A low liquidity level with no trend data implies added risk from potential cash shortfalls, but it is not a standalone red flag without historical context. This metric contradicts the overall NEUTRAL verdict because the weak liquidity position leans toward a more cautious assessment.
Frequently Asked Questions
What does the Quick Ratio tell investors about UNH?
A strict liquidity test. Values below 1.0 suggest a company may struggle to cover short-term obligations without selling inventory.
How is the Quick Ratio calculated?
Quick Ratio is calculated as: (Cash + Receivables) / Current Liabilities.
Who are UNH's closest peers by Quick Ratio?
The closest peers by Quick Ratio include: OMC (0.67x), KO (0.66x), SIEGY (0.64x), TAP (0.60x), LW (0.60x).
Learn More About Quick Ratio
The Formula
(Cash + Receivables) / Current Liabilities
Why It Matters
A strict liquidity test. Values below 1.0 suggest a company may struggle to cover short-term obligations without selling inventory.
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0.48x
Sector Median
0.72x
Sector Avg
2.70x
How UNH's Quick Ratio compares to sector peers.
Also Analyze
Not financial advice. Research tool only. Data may be delayed.