UALNEUTRAL

UAL Debt-to-Equity Ratio Analysis

1.58x

Updated 153h ago·SEC filings & market data

Key Takeaway

The debt-to-equity ratio measures how much debt a company uses to finance its assets relative to shareholders' equity; UAL's 1.58x means it carries $1.58 of debt for every $1 of equity.

Sector Performance

78th percentile

UAL

1.58x

Sector Median

0.74x

Sector Avg

2.51x

Prior Period

1.52x(Jul 2026)

↓ Declining

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Deep Analysis

The debt-to-equity ratio measures how much debt a company uses to finance its assets relative to shareholders' equity; UAL's 1.58x means it carries $1.58 of debt for every $1 of equity.

This is well above the sector median of 0.74x, placing UAL in the 78th percentile among peers, so it is more leveraged than most. The year-over-year change is N/A, but the quarter-over-quarter change shows a +3.9% rise, moving from 1.52x to 1.58x. This combination of an already high leverage level and a recent increase suggests added financial risk, as higher debt can strain cash flow and amplify losses. For investors, the elevated and rising ratio may limit upside potential and increase vulnerability to interest rate or demand shocks. This metric contradicts the overall NEUTRAL verdict, as the level and trend lean toward a more cautious or bearish assessment.

Frequently Asked Questions

What does the Debt-to-Equity Ratio tell investors about UAL?

Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.

How is the Debt-to-Equity Ratio calculated?

Debt-to-Equity Ratio is calculated as: Total Debt / Shareholders' Equity.

Who are UAL's closest peers by Debt-to-Equity Ratio?

The closest peers by Debt-to-Equity Ratio include: TAP (0.76x), PCAR (0.72x), O (0.78x), PRU (0.78x), KIM (0.85x).

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Learn More About Debt-to-Equity Ratio

How to Spot a Debt Problem Before It Hits the Stock Price

Learn how to spot a debt problem in stocks using D/E, interest coverage, and net debt/EBITDA ratios. Real examples from META and MSFT, plus danger thresholds you need to know.

Debt/Equity Ratio: How Much Debt Is Too Much?

The debt to equity ratio explained: why context, interest coverage, and sector norms matter far more than the raw number when assessing debt risk.

The Formula

Total Debt / Shareholders' Equity

Why It Matters

Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.