SCHWNEUTRAL

SCHW Current Ratio Analysis

12.41x

Higher than 90% of Financial Services sector peers

Updated 1704h ago·SEC filings & market data

Key Takeaway

The current ratio of 12.41x means that for every dollar of short-term liabilities, Charles Schwab holds $12.41 in current assets, indicating exceptional short-term liquidity.

Sector Performance

90th percentile

SCHW

12.41x

Sector Median

0.79x

Sector Avg

4.50x

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Deep Analysis

The current ratio of 12.41x means that for every dollar of short-term liabilities, Charles Schwab holds $12.41 in current assets, indicating exceptional short-term liquidity.

This far exceeds the financial services sector median of 0.79x and places Schwab in the 90th percentile among peers. Historical trend data is unavailable, as both the year-over-year and quarter-over-quarter changes are reported as N/A, so no direction can be inferred from this single value. The combination of an extremely high current ratio with no trend data suggests low immediate liquidity risk but does not provide insight into whether the ratio is improving or deteriorating. This metric alone does not signal a strong positive or negative catalyst, which aligns with the overall NEUTRAL verdict — high liquidity is a safety buffer but not a driver of outperformance. Thus, the current ratio supports the neutral stance by confirming financial stability without indicating a clear investment edge.

Frequently Asked Questions

What does the Current Ratio tell investors about SCHW?

Measures short-term financial health. A ratio above 1.5 is generally healthy; below 1.0 may indicate liquidity stress.

How is the Current Ratio calculated?

Current Ratio is calculated as: Current Assets / Current Liabilities.

How does SCHW's Current Ratio compare to its sector?

SCHW's Current Ratio of 12.41x compares to a Financial Services sector median of 0.79x, placing it in the 90th percentile.

Who are SCHW's closest peers by Current Ratio?

The closest Financial Services peers by Current Ratio include: NAVI (0.75x), AMP (0.70x), SPGI (0.68x), ACGL (0.68x), JPM (0.62x).

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Learn More About Current Ratio

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Working capital is more than current assets minus liabilities. Learn why working capital matters for liquidity, efficiency, and competitive advantage, with real data from AMZN, COST, HD, and XOM.

The Formula

Current Assets / Current Liabilities

Why It Matters

Measures short-term financial health. A ratio above 1.5 is generally healthy; below 1.0 may indicate liquidity stress.