Debt-to-Equity Ratio
Higher than 45% of Financial Services sector peers
Updated 1078h ago
Sector Performance
45th percentileSCHW
0.67x
Sector Median
0.71x
Sector Avg
1.60x
Deep Analysis
The debt-to-equity ratio compares a company’s total liabilities to its shareholders’ equity, measuring how much debt it uses to finance its operations.
At 0.67x, Schwab uses $0.67 of debt for every $1 of equity, indicating a moderate leverage level for a financial-services firm. This ratio sits slightly above the sector median of 0.63x, placing Schwab in the 52nd percentile among peers — essentially average within its industry. Because the year-over-year and quarter-over-quarter changes are not available, and only one data point exists, no trend can be assessed, limiting conclusions about recent direction. The combination of a near-median level and no trend data suggests neither elevated debt risk nor a distinct deleveraging opportunity, leaving the risk profile uncertain but not extreme. This metric supports the overall NEUTRAL verdict, as Schwab’s leverage is in line with the sector average and offers no clear divergence to justify an upgrade or downgrade.
Frequently Asked Questions
What does the Debt-to-Equity Ratio tell investors about SCHW?
Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.
How is the Debt-to-Equity Ratio calculated?
Debt-to-Equity Ratio is calculated as: Total Debt / Shareholders' Equity.
How does SCHW's Debt-to-Equity Ratio compare to its sector?
SCHW's Debt-to-Equity Ratio of 0.67x compares to a Financial Services sector median of 0.71x, placing it in the 45th percentile.
Who are SCHW's closest peers by Debt-to-Equity Ratio?
The closest Financial Services peers by Debt-to-Equity Ratio include: IBN (0.61x), COIN (0.59x), AMP (0.53x), HSBC (0.52x), COF (0.46x).
The Formula
Total Debt / Shareholders' Equity
Why It Matters
Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.
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0.67x
Sector Median
0.71x
Sector Avg
1.60x
How SCHW's Debt-to-Equity Ratio compares to sector peers.
Also Analyze
Not financial advice. Research tool only. Data may be delayed.