PGRNEUTRAL

PGR Return on Equity (ROE) Analysis

37.9%

Higher than 92% of Financial Services sector peers

Updated 312h ago·SEC filings & market data

Key Takeaway

Return on Equity (ROE) measures how much profit a company generates for each dollar of shareholders' equity.

Sector Performance

92th percentile

PGR

37.9%

Sector Median

13.4%

Sector Avg

17.9%

Prior Period

37.3%(Apr 2026)

↑ Improving

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Deep Analysis

Return on Equity (ROE) measures how much profit a company generates for each dollar of shareholders' equity.

A current ROE of 37.9% means PGR is earning $0.379 of profit for every dollar of equity. This is well above the Financial Services sector median of 13.4%, placing PGR in the 92nd percentile among its peers. Year-over-year change is not available, but quarter-over-quarter ROE rose by 1.6% from 37.3% to 37.9%. The combination of a very high ROE level with a positive quarterly move suggests strong current profitability, but the lack of longer trend data limits the ability to assess consistency. This metric supports the NEUTRAL overall verdict: while ROE is excellent, the absence of a multi-quarter trend and a neutral rating imply that other factors counterbalance this strength.

Frequently Asked Questions

What does the Return on Equity (ROE) tell investors about PGR?

ROE measures how effectively management turns equity into profit. Consistently above 15% is typically considered strong. Negative equity distorts this metric.

How is the Return on Equity (ROE) calculated?

Return on Equity (ROE) is calculated as: Net Income / Shareholders' Equity.

How does PGR's Return on Equity (ROE) compare to its sector?

PGR's Return on Equity (ROE) of 37.9% compares to a Financial Services sector median of 13.4%, placing it in the 92th percentile.

Who are PGR's closest peers by Return on Equity (ROE)?

The closest Financial Services peers by Return on Equity (ROE) include: PFG (13.4%), HDB (13.8%), SPGI (13.9%), AFL (12.4%), AIZ (14.9%).

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Learn More About Return on Equity (ROE)

What Is Return on Equity (ROE) and Is Higher Always Better?

Return on equity ROE measures how efficiently a company generates profit from shareholder capital. Learn how to decompose ROE using DuPont analysis and why high leverage can make it dangerous—with Apple and JPMorgan examples.

The Formula

Net Income / Shareholders' Equity

Why It Matters

ROE measures how effectively management turns equity into profit. Consistently above 15% is typically considered strong. Negative equity distorts this metric.