PFGNEUTRAL

EV/EBITDA

10.8x

Higher than 40% of Financial Services sector peers

Updated 151h ago

Sector Performance

40th percentile

PFG

10.8x

Sector Median

13.1x

Sector Avg

15.5x

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Deep Analysis

The current EV/EBITDA of 10.8x means that for every dollar of earnings before interest, taxes, depreciation, and amortization (EBITDA), the company’s enterprise value (market cap plus debt minus cash) is $10.80 — a lower number generally suggests a cheaper valuation.

This ratio is well below the Financial Services sector median of 15.1x, placing PFG in the 37th percentile among its peers, meaning it is priced lower than most similar firms. Over the past year, the metric has declined 7.1% year-over-year but ticked up 1.3% quarter-over-quarter, with a stable trend across the last eight quarters (latest values: 10.8x, 10.7x, 10.7x, 10.5x, 11.6x). A below-average valuation combined with a stable, slightly improving trend suggests limited downside risk from current levels, but the lack of upward momentum also indicates no acute catalyst for re-rating. This metric supports the overall NEUTRAL verdict: the cheap valuation offers some margin of safety, yet the stable trend does not signal a compelling opportunity or imminent threat.

Frequently Asked Questions

What does the EV/EBITDA tell investors about PFG?

A valuation multiple preferred by analysts for capital-intensive or leveraged businesses. Useful for cross-sector comparisons where earnings can be distorted by debt.

How is the EV/EBITDA calculated?

EV/EBITDA is calculated as: Enterprise Value / EBITDA.

How does PFG's EV/EBITDA compare to its sector?

PFG's EV/EBITDA of 10.8x compares to a Financial Services sector median of 13.1x, placing it in the 40th percentile.

Who are PFG's closest peers by EV/EBITDA?

The closest Financial Services peers by EV/EBITDA include: SCHW (12.6x), BAC (13.5x), PNC (11.6x), AFL (11.0x), ALLY (10.5x).

The Formula

Enterprise Value / EBITDA

Why It Matters

A valuation multiple preferred by analysts for capital-intensive or leveraged businesses. Useful for cross-sector comparisons where earnings can be distorted by debt.