NAVICAUTIOUS

NAVI Revenue Growth (YoY) Analysis

-3.8%

Updated 131h ago·SEC filings & market data

Key Takeaway

Revenue growth year-over-year (YoY) compares current quarter revenue to the same quarter a year ago; NAVI’s -2.6% means revenue shrank relative to last year.

Sector Performance

7th percentile

NAVI

-3.8%

Sector Median

9.2%

Sector Avg

14.7%

Prior Period

-2.6%(Aug 2026)

↓ Declining

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Deep Analysis

Revenue growth year-over-year (YoY) compares current quarter revenue to the same quarter a year ago; NAVI’s -2.6% means revenue shrank relative to last year.

This underperforms the Financial Services sector median of 9.4%, placing NAVI in the 20th percentile among peers — worse than 80% of comparable firms. The eight-quarter trend direction is not available, but the year-over-year change is not reported and the quarter-over-quarter change is +83.9%, indicating a large sequential improvement from the prior quarter. The combination of a negative YoY level with a massive QoQ bounce suggests recent business momentum may be recovering, but the sustained decline relative to the sector still presents elevated risk. This metric supports the overall CAUTIOUS verdict: the negative YoY rate and low percentile rank confirm weakness, while the QoQ spike alone does not offset the structural underperformance.

Frequently Asked Questions

What does the Revenue Growth (YoY) tell investors about NAVI?

Year-over-year revenue acceleration is one of the strongest signals of business momentum. Sustained >15% growth is rare and typically re-rated by the market.

How is the Revenue Growth (YoY) calculated?

Revenue Growth (YoY) is calculated as: (Revenue_t - Revenue_t-4) / Revenue_t-4.

Who are NAVI's closest peers by Revenue Growth (YoY)?

The closest peers by Revenue Growth (YoY) include: FCX (-7.3%), INSP (-7.6%), FOX (-8.6%), NVR (-10.5%), HES (-11.2%).

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Learn More About Revenue Growth (YoY)

How to Analyze Revenue Growth: More Than Just Rising Sales

Learn how to analyze revenue growth beyond the headline number. Master absolute vs percentage, YoY vs QoQ, and sustainable growth with real examples from NVDA, GOOGL, and MDB.

The Formula

(Revenue_t - Revenue_t-4) / Revenue_t-4

Why It Matters

Year-over-year revenue acceleration is one of the strongest signals of business momentum. Sustained >15% growth is rare and typically re-rated by the market.