ITUB Debt-to-Equity Ratio Analysis
Updated 391h ago·SEC filings & market data
Key Takeaway
The debt-to-equity ratio measures how much debt a company uses relative to its shareholders' equity, so a 2.56x level means ITUB carries $2.56 of debt for every $1 of equity.
Sector Performance
91th percentileITUB
2.56x
Sector Median
0.74x
Sector Avg
2.51x
Prior Period
2.66x(Aug 2026)
Deep Analysis
The debt-to-equity ratio measures how much debt a company uses relative to its shareholders' equity, so a 2.56x level means ITUB carries $2.56 of debt for every $1 of equity.
That is far above the sector median of 0.74x, placing the company in the 92nd percentile among peers, indicating heavier leverage than most. The year-over-year change is not available, but the quarter-over-quarter change of -3.8% shows a modest reduction from the prior 2.66x. Given the high absolute leverage and only a small recent decline, the financial risk from debt remains elevated, though the slight improvement offers a mild positive direction. This metric contradicts the overall NEUTRAL verdict because the excessive debt level alone justifies a cautious or bearish stance, not a neutral one.
Frequently Asked Questions
What does the Debt-to-Equity Ratio tell investors about ITUB?
Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.
How is the Debt-to-Equity Ratio calculated?
Debt-to-Equity Ratio is calculated as: Total Debt / Shareholders' Equity.
Who are ITUB's closest peers by Debt-to-Equity Ratio?
The closest peers by Debt-to-Equity Ratio include: TAP (0.76x), PCAR (0.72x), O (0.78x), PRU (0.78x), KIM (0.85x).
Learn More About Debt-to-Equity Ratio
How to Spot a Debt Problem Before It Hits the Stock Price
Learn how to spot a debt problem in stocks using D/E, interest coverage, and net debt/EBITDA ratios. Real examples from META and MSFT, plus danger thresholds you need to know.
Debt/Equity Ratio: How Much Debt Is Too Much?
The debt to equity ratio explained: why context, interest coverage, and sector norms matter far more than the raw number when assessing debt risk.
The Formula
Total Debt / Shareholders' Equity
Why It Matters
Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.
Master ITUB's Valuation
Get the complete institutional research report covering all fundamental and technical metrics.
View full ITUB research report →ITUB
2.56x
Sector Median
0.74x
Sector Avg
2.51x
How ITUB's Debt-to-Equity Ratio compares to sector peers.
Also Analyze
Not financial advice. Research tool only. Data may be delayed.