HUMCAUTIOUS

HUM EV/EBITDA Analysis

9.6x

Updated 729h ago·SEC filings & market data

Key Takeaway

The current EV/EBITDA of 9.6x means the company’s enterprise value—its market capitalization plus debt minus cash—is 9.6 times its annual earnings before interest, taxes, depreciation, and amortization.

Sector Performance

30th percentile

HUM

9.6x

Sector Median

13.6x

Sector Avg

-30.9x

Prior Period

11.8x(Jul 2026)

↑ Improving

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Deep Analysis

This is below the sector median of 13.9x, placing HUM at the 30th percentile among peers. The metric has been decreasing over the last eight quarters; quarter-over-quarter it fell 18.7%, while year-over-year change is not available. A lower level than peers combined with a falling trend suggests the market is assigning a shrinking premium to HUM’s cash earnings, which can signal weaker growth expectations or rising risk. This pattern does not contradict the overall cautious verdict—it reinforces it, as a compressing EV/EBITDA often accompanies deteriorating fundamentals or heightened uncertainty.

Frequently Asked Questions

What does the EV/EBITDA tell investors about HUM?

A valuation multiple preferred by analysts for capital-intensive or leveraged businesses. Useful for cross-sector comparisons where earnings can be distorted by debt.

How is the EV/EBITDA calculated?

EV/EBITDA is calculated as: Enterprise Value / EBITDA.

Who are HUM's closest peers by EV/EBITDA?

The closest peers by EV/EBITDA include: SMTC (76.6x), SHOP (80.2x), OKTA (83.5x), TEAM (101.4x), STEM (102.7x).

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Learn More About EV/EBITDA

EV/EBITDA Explained: The Valuation Metric Pro Investors Actually Use

Learn what EV/EBITDA is, why it beats P/E for capital-heavy companies, typical sector ranges, and key limitations every serious investor should know.

The Formula

Enterprise Value / EBITDA

Why It Matters

A valuation multiple preferred by analysts for capital-intensive or leveraged businesses. Useful for cross-sector comparisons where earnings can be distorted by debt.