HUMCAUTIOUS

Debt-to-Equity Ratio

0.75x

Updated 606h ago

Sector Performance

52th percentile

HUM

0.75x

Sector Median

0.73x

Sector Avg

0.08x

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Deep Analysis

The debt-to-equity ratio measures how much a company is financing its operations through debt versus shareholder equity.

HUM’s current ratio of 0.75x means it has $0.75 in debt for every $1.00 of equity, indicating a moderate reliance on borrowing. This sits just above the sector median of 0.73x, placing HUM in the 51st percentile among its peers — a level essentially on par with the industry average. No year-over-year or quarter-over-quarter changes are available, and no trend data exists for the past eight quarters, so the ratio’s trajectory cannot be assessed. Because the ratio is near the sector median and shows no movement, the metric implies neither elevated risk nor opportunity; the financial leverage appears typical. This result directly supports the overall NEUTRAL verdict, as the debt level does not diverge from the sector norm.

Frequently Asked Questions

What does the Debt-to-Equity Ratio tell investors about HUM?

Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.

How is the Debt-to-Equity Ratio calculated?

Debt-to-Equity Ratio is calculated as: Total Debt / Shareholders' Equity.

Who are HUM's closest peers by Debt-to-Equity Ratio?

The closest peers by Debt-to-Equity Ratio include: ETSY (-2.62x), MCK (-3.00x), TDG (-3.40x), VRSK (-3.81x), MAR (-4.04x).

The Formula

Total Debt / Shareholders' Equity

Why It Matters

Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.

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HUM

0.75x

Sector Median

0.73x

Sector Avg

0.08x

How HUM's Debt-to-Equity Ratio compares to sector peers.

Not financial advice. Research tool only. Data may be delayed.