FICONEUTRAL

FICO P/E Ratio Analysis

39.0x

Updated 269h ago·SEC filings & market data

Key Takeaway

The P/E ratio of 39.0x means investors pay $39.00 for every $1.00 of the company’s annual earnings, indicating a premium valuation relative to earnings.

Sector Performance

78th percentile

FICO

39.0x

Sector Median

24.3x

Sector Avg

36.1x

Prior Period

40.2x(Jul 2026)

↑ Improving

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Deep Analysis

The P/E ratio of 39.0x means investors pay $39.00 for every $1.00 of the company’s annual earnings, indicating a premium valuation relative to earnings.

Among sector peers, the median P/E is 24.8x, placing FICO in the 78th percentile — meaning it is more expensive than 78% of comparable companies. The metric has been trending upward over the last eight quarters, though the most recent quarter-over-quarter change shows a decline of -3.0% (from 40.2x to 39.0x); the year-over-year change is not available. A high P/E combined with a recent slight pullback from a peak suggests the stock remains richly priced but may be cooling from an earlier expansion, creating a mixed risk profile. This metric supports the NEUTRAL verdict: the elevated valuation relative to peers warns of limited upside without earnings growth, while the stable long-term trend prevents an outright bearish call.

Frequently Asked Questions

What does the P/E Ratio tell investors about FICO?

Measures how much investors pay per dollar of earnings. A high P/E signals growth expectations; a low P/E may indicate undervaluation or slow growth.

How is the P/E Ratio calculated?

P/E Ratio is calculated as: Price / EPS.

Who are FICO's closest peers by P/E Ratio?

The closest peers by P/E Ratio include: GNRC (62.4x), KLIC (127.4x), BIDU (135.2x), IRM (136.8x), CAVA (148.1x).

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Learn More About P/E Ratio

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The Formula

Price / EPS

Why It Matters

Measures how much investors pay per dollar of earnings. A high P/E signals growth expectations; a low P/E may indicate undervaluation or slow growth.