FICO Quick Ratio Analysis

The quick ratio measures whether a company can cover its short-term debts with its most liquid assets, and FICO's 1.13x means it holds $1.13 in cash-like assets for every $1 of current liabilities due within a year.

Compared to sector peers, this sits above the 0.72x median, placing FICO in the 74th percentile of its peer group. The year-over-year change is not available, but quarter-over-quarter the ratio fell 45.4%, dropping from 2.07x to 1.13x in the most recent period. While the current level remains above the sector norm, that steep quarterly decline signals the company's liquidity cushion is shrinking quickly. This combination of an above-average but rapidly deteriorating ratio suggests a moderate near-term risk, though not an immediate liquidity crisis. On balance, the metric supports the neutral verdict because the level is reassuring while the negative trend prevents a more positive assessment.

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