FICONEUTRAL

Quick Ratio

2.07x

Updated 30h ago

Sector Performance

91th percentile

FICO

2.07x

Sector Median

0.72x

Sector Avg

3.05x

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Deep Analysis

FICO’s quick ratio of 2.07x means the company holds $2.07 in liquid assets (cash, marketable securities, and receivables) for every $1 of short-term liabilities, indicating it can easily cover immediate obligations without selling inventory.

This ratio sits well above the sector median of 0.72x and places FICO in the 91st percentile among peers, showing far stronger short-term liquidity than most competitors. Because both the year-over-year and quarter-over-quarter changes are listed as N/A, and no historical trend is available, there is no information on whether this liquidity position is improving or weakening. The high absolute level alone suggests low default risk and financial flexibility, but the absence of trend data leaves uncertainty about sustainability. This metric does not contradict the overall NEUTRAL verdict, as strong liquidity is a positive factor but not enough to shift the rating in either direction without trend confirmation.

Frequently Asked Questions

What does the Quick Ratio tell investors about FICO?

A strict liquidity test. Values below 1.0 suggest a company may struggle to cover short-term obligations without selling inventory.

How is the Quick Ratio calculated?

Quick Ratio is calculated as: (Cash + Receivables) / Current Liabilities.

Who are FICO's closest peers by Quick Ratio?

The closest peers by Quick Ratio include: EXR (0.16x), AWK (0.13x), DRI (0.13x), NIO (0.13x), SRE (0.11x).

The Formula

(Cash + Receivables) / Current Liabilities

Why It Matters

A strict liquidity test. Values below 1.0 suggest a company may struggle to cover short-term obligations without selling inventory.

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FICO

2.07x

Sector Median

0.72x

Sector Avg

3.05x

How FICO's Quick Ratio compares to sector peers.

Not financial advice. Research tool only. Data may be delayed.