FICONEUTRAL

FICO Current Ratio Analysis

1.18x

Updated 33h ago·SEC filings & market data

Key Takeaway

A current ratio of 1.18x means FICO has $1.18 in current assets for every $1 of current liabilities, indicating it can cover short-term obligations but with a modest cushion.

Sector Performance

46th percentile

FICO

1.18x

Sector Median

1.26x

Sector Avg

2.61x

Prior Period

2.22x(Jul 2026)

↓ Declining
📊

Deep Analysis

A current ratio of 1.18x means FICO has $1.18 in current assets for every $1 of current liabilities, indicating it can cover short-term obligations but with a modest cushion.

This sits just under the sector median of 1.25x, placing FICO at the 46th percentile among peers—slightly below average but not an outlier. The year-over-year change is N/A, and no trend direction is available for the last 8 quarters, but the quarter-over-quarter change is -46.8%, falling from 2.22x to 1.18x in the most recent period. The combination of a level near the median with a sharp recent decline suggests liquidity has weakened quickly, which raises short-term caution even though the absolute ratio remains acceptable. This trend and level introduce a mild downside risk for investors, as the drop could signal tightening working capital or faster liability growth. The metric neither strongly supports nor contradicts the overall NEUTRAL verdict—it aligns with the cautious stance but does not push the outlook negative.

Frequently Asked Questions

What does the Current Ratio tell investors about FICO?

Measures short-term financial health. A ratio above 1.5 is generally healthy; below 1.0 may indicate liquidity stress.

How is the Current Ratio calculated?

Current Ratio is calculated as: Current Assets / Current Liabilities.

Who are FICO's closest peers by Current Ratio?

The closest peers by Current Ratio include: NWS (1.62x), ESTC (1.68x), DXCM (1.73x), GLW (1.81x), TEL (1.88x).

The Formula

Current Assets / Current Liabilities

Why It Matters

Measures short-term financial health. A ratio above 1.5 is generally healthy; below 1.0 may indicate liquidity stress.

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FICO

1.18x

Sector Median

1.26x

Sector Avg

2.61x

How FICO's Current Ratio compares to sector peers.

Not financial advice. Research tool only. Data may be delayed.