COFNEUTRAL

COF Return on Equity (ROE) Analysis

9.0%

Updated 345h ago·SEC filings & market data

Key Takeaway

Return on Equity (ROE) measures how much profit a company generates for each dollar of shareholders' equity — a 9.0% ROE means COF earns $0.09 for every $1 of investor capital.

Sector Performance

34th percentile

COF

9.0%

Sector Median

13.3%

Sector Avg

16.9%

Prior Period

3.3%(Jul 2026)

↑ Improving

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Deep Analysis

Return on Equity (ROE) measures how much profit a company generates for each dollar of shareholders' equity — a 9.0% ROE means COF earns $0.09 for every $1 of investor capital.

That sits below the sector median of 13.4%, placing COF in the 33rd percentile among peers, so most comparable companies turn equity into profit more efficiently. The trend is N/A: there is no year-over-year change or quarter-over-quarter change available, and no historical data beyond the current 9.0% figure to assess direction. With a below-median level and no trend information, the risk is that COF’s profitability on equity is persistently weaker than its sector, but there is no sign of deterioration either. This mixed picture — lower efficiency yet no adverse momentum — leaves the investment opportunity undefined. The metric supports the overall NEUTRAL verdict, as the low percentile argues against a bullish stance while the absence of negative trend data prevents a bearish one.

Frequently Asked Questions

What does the Return on Equity (ROE) tell investors about COF?

ROE measures how effectively management turns equity into profit. Consistently above 15% is typically considered strong. Negative equity distorts this metric.

How is the Return on Equity (ROE) calculated?

Return on Equity (ROE) is calculated as: Net Income / Shareholders' Equity.

Who are COF's closest peers by Return on Equity (ROE)?

The closest peers by Return on Equity (ROE) include: LOW (-67.1%), MAR (-69.0%), BMBL (-76.9%), WBA (-82.7%), NIO (-84.0%).

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Learn More About Return on Equity (ROE)

What Is Return on Equity (ROE) and Is Higher Always Better?

Return on equity ROE measures how efficiently a company generates profit from shareholder capital. Learn how to decompose ROE using DuPont analysis and why high leverage can make it dangerous—with Apple and JPMorgan examples.

The Formula

Net Income / Shareholders' Equity

Why It Matters

ROE measures how effectively management turns equity into profit. Consistently above 15% is typically considered strong. Negative equity distorts this metric.